The lack of a comprehensive score caused by multiple applications for online loans is due to the fact that lenders arrive at a lower credit score for loans after considering a number of factors, making it difficult to pass the loan evaluation criteria for obtaining borrowed funds. In order to avoid this situation, usually also pay attention to personal credit, do not blindly apply for loans. Otherwise, once the big data is spent, want to apply for another loan will be insufficient comprehensive score and be refused a loan.

The solution to this problem is the following:

1, the establishment of personal credit file: you can get a big data report in the "hundred three data", clearly know their own situation in the online loan big data. The database cooperates with more than 2,000 online lending platforms, and the query data is still relatively accurate and complete. Building your own personal credit file in this way will help you understand your credit status and take appropriate measures to improve your credit score.

2. Reduce the number of loans: Before applying for a loan, you should have a clear understanding of your repayment ability, and do not apply for loans frequently so that bad records do not affect your credit score. If you have applied for more than one loan, catch up on your repayments to minimize the negative impact.

3. Improve your credit score: You can start to improve your credit score from the following angles. First, pay off your loans early; second, maintain a good repayment record; and third, control your borrowing ratio to maintain a good credit score. This can gradually improve one's credit score to meet the requirements of lending institutions.

In short, personal credit score is an important factor that must be considered for borrowing applications. If your score drops due to frequent applications, you should take steps to improve your personal credit score as soon as possible to avoid any impact on future borrowing applications.