Insufficient comprehensive score can try the following methods:

1, if it is an online loan with insufficient comprehensive score, you can try to apply for a loan in the bank, so if the situation is more special, you can get some cushion through some supporting materials or other to explain the situation.

2, if it is a bank loan was rejected due to insufficient comprehensive score, then you can try some more formal online loans.

3, the relevant user in the case of insufficient comprehensive score, you can also try to replace the other loan products to apply for, the loan products of the comprehensive score is not universal.

Expanded information:

What does the phrase "insufficient credit score" refer to when a loan is rejected? What does "insufficient credit score" mean?

The specifics of a composite credit score can be summarized in four points.

1. Personal credit.

If you have too many short-term credit agency inquiries, there is the phenomenon of longer overdue, then the small loan companies or banks will feel that you have some problems with the flow of funds recently, short-term agency inquiries are enough to prove that you are very short of money recently, and apply for a lot of small loan companies did not apply for down, indicating that there is a certain risk of causing an easy to be rejected.

2, the information filled out is not true, not comprehensive.

Some friends go to apply for loans to provide false information, or packaged, generally small loan companies will have a professionally trained wind control review, packaged customers will generally have some small details of the problem, careful some of the wind control department can generally be found, resulting in direct rejection.

3, unstable economic income, high debt.

This is also a test in the comprehensive assessment. If your monthly economic income is not stable, then you loan down every month repayment then there will be a certain economic pressure, this type of customer is very easy to cause overdue; high debt is also a reason, high debt every month repayment are a lot, that is not necessarily you still have money left over to pay back the other loans. The risk is too great, easy to be rejected.

4, too many online loan applications, the same shield data is not good, directly into the online loan blacklist.

Many friends to go to the small loan company or bank before applying for a loan, have applied in the online P2P platform, online loan application down the amount are not high, and then you go to the small loan company or bank application, it is easy to be rejected. Because you even go to borrow a few thousand dollars online loan, then you are how short of money, small loan companies and banks do not dare to lend money to you.