According to the definition of the Financial Stability Board (FSB), FinTech is based on a series of technological innovations such as big data, cloud computing, artificial intelligence, blockchain, etc., which are comprehensively applied to six major financial fields such as payment and clearing, lending and financing, wealth management, retail banking, insurance, and trading and settlement, and it is the mainstream trend of the financial industry in the future.
The technology involved in financial technology has the characteristics of fast updating and iteration, cross-border, mixed industry, etc. It is the superimposed fusion of cutting-edge disruptive technology, such as big data, artificial intelligence, blockchain technology, etc., with the traditional financial business and scenarios. It mainly includes four core parts: big data finance, artificial intelligence finance, blockchain finance and quantitative finance.
Response time: 2021-11-04, the latest business changes please refer to the Ping An Bank official website announcement.