Neither, what the leader needs from the loan manager is performance, lending, performance, not gifts.

Gifts are the icing on the cake, and by the nature of the job, loan managers are in sales, and it's all about performance that sustains you.

With this above, the leader to the upper investors or the boss in order to submit a good statement, which is the best gift.

It is important to understand that there is such a thing as a capitalist (sort of an upper level investor) in the financial lending industry, from whom the lending funds originate.

In the initial cooperation, the two sides communicated a mutually acceptable, and in line with the actual market situation of the lending requirements, such as (loan period, age, amount, assets, liabilities, credit) and then according to this requirement to review and accept the loan application, the financial company pre-audit is completed and submitted to the capital side, the capital side to confirm that there is no error, the lending.

It is such a process.

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