With the progress of communication technology and science and technology, payment terminals are developing in the direction of miniaturization, convenience and intelligence. Credit card payment did not disappear because of the emergence of mobile payment, but evolved into forms such as scanning code payment and brushing face payment. As a company that has been deeply involved in the payment field for many years, Credit Suisse has been focusing on the payment services of small and medium-sized merchants for many years, using financial technology to drive innovation, deeply tapping the needs of merchants, innovating and upgrading smart terminals for merchants, and providing more high-quality value-added services.

In addition to the traditional function of acquiring bills, Credit Suisse has launched an intelligent POS machine, which has become an important tool for small and medium-sized Wechat business. At present, the intelligent POS machines on the market can also undertake the functions of member marketing management and business data analysis, connect merchants and consumers, and help merchants solve more business problems and improve business efficiency.

Taking Ruiyinxin intelligent POS terminal as an example, its product application mode covers not only the traditional cashier function, but also the comprehensive payment solution, membership management function, marketing management, data mining, even the third-party technology development and various convenience services.

The reasons for the accelerated upgrade of smart payment terminals are related to the changes in users' payment habits and the changes in the market. In recent years, under the impact of the internet, the digital demand of many enterprises has surged, and payment enterprises have ushered in a historic opportunity.

Accelerating the upgrade of smart payment terminals is a win-win action for merchants and terminal suppliers. On the one hand, the existence of demand urges payment terminal manufacturers to speed up the production of smart POS and other products, so that merchants have more convenient and intelligent acquiring tools; On the other hand, smart payment terminal manufacturers take advantage of market opportunities, carry out industrial strategic layout, establish multi-channel product libraries, join innovative and integrated applications of technologies such as big data, cloud computing and artificial intelligence, and promote product innovation iteration.

The current payment terminal market is not far away. Judging from the market situation, the innovation of payment terminals continues. With the recent acceleration of financial technology innovation, the application of big data, cloud technology, blockchain and other technologies has landed, and the competitiveness of smart payment terminal enterprises has been further enhanced. Taking Credit Suisse Bank as an example, its investment in science and technology is gradually increasing, and the upgrade of smart payment terminals of Credit Suisse Bank will also be accelerated, constantly increasing the added value of payment for consumers and merchants.