The insurance industry has made some positive explorations to realize the goal of building a moderately prosperous society in an all-round way. In the future, the insurance industry still needs to develop its vision, expand its structure and adhere to the ? innovation, coordination, openness, green, **** enjoyment? development concept.
I. What is the significance of purchasing commercial insurance? Strengthen risk prevention and control and regulatory guidance
Currently, the insurance industry continues to develop rapidly, the ability to provide services for the real economy continues to grow. And the insurance industry, as a special industry of risk management, has a strong public **** and social nature. In the complex economic environment, the effectiveness of insurance supervision plays a decisive role in the healthy development of the industry. Insurance regulators should analyze the laws of the insurance industry and local economic development, and find out the key points for the insurance industry to serve local governments in building a moderately prosperous society in a comprehensive manner. Focusing on the goal of building a moderately prosperous society in a comprehensive manner, it should rationally allocate insurance resources and guide insurance companies to develop ? Three Rural Areas new areas of livelihood insurance and give full play to the insurance function. At the same time, insurance innovation with sensitivity and vigilance, the use of Internet information technology and big data technology to establish a regulatory information platform, dynamic risk prevention.
Two, what is the significance of purchasing commercial insurance? Further expand the coverage of insurance services
1. Accelerate the development of products and services
Promote innovation in the local economy is the core of economic development, the insurance industry in Suzhou to change the work of the mindset, science and technology, finance and other sectors to establish a collaborative communication mechanism to accelerate the development of product and service innovation, the patent agency career Liability insurance development, intellectual property comprehensive insurance and other new risks, reduce the enterprise in research and development, intellectual property risk production, marketing; accelerate the development of the first batch of science and technology enterprises major technology and equipment insurance and loan guarantee insurance, for science and technology enterprises technology innovation and equipment upgrading to provide protection. Enterprises? Going out? is the inevitable choice and endogenous demand of economic development to a certain stage. Give full play to the linkage effect of domestic and foreign insurance markets, and take the initiative to dock with the national? One Belt and One Road strategy, and build corresponding insurance system to support import and export, overseas investment, foreign engineering contracting and international cooperation. Taking the construction of the Shanghai Free Trade Zone and the Shanghai International Shipping Center as an opportunity, we will accelerate the development of export credit insurance and overseas investment insurance, and vigorously develop shipping insurance.
2. Focus on the needs of people's livelihood
To build a moderately prosperous society in all aspects, it is necessary to always take the enhancement of people's well-being and improvement of people's lives as the starting point and ending point of all efforts. The insurance industry in Suzhou should focus on improving people's livelihood, safeguarding people's livelihood and benefiting the people, endeavor to make breakthroughs in new fields for the benefit of the people and enrichment, study and solve the most direct and realistic problems people are most concerned about, as well as to enhance the people's ability to withstand risks. Specifically, we need to give full play to the insurance industry and other areas of the advantages of agriculture, rural areas and farmers of the social security system, social management, broaden the channels of participation in social development, optimize the mode of participation, become a strong support for improving people's livelihood.
3. Expand the use of insurance funds
Supporting the construction of major projects, insurance funds are an important source of long-term funding for the real economy. The insurance fund should take a variety of forms, give full play to its financing function, and provide economic security for building a moderately prosperous society in all aspects. First, support eligible insurance companies to form a good governance, reasonable equity structure, market-oriented operation of the insurance asset management company. The second is to actively implement the ? One Belt and One Road? and the Yangtze River Economic Belt. Yangtze River Economic Belt. strategy, and provide financial support for large-scale infrastructure construction such as transportation and urban-rural integration. The third is to support insurance funds to participate in the establishment of private equity funds and other private equity funds, and invest in key projects such as protective housing and shantytown renovation.
Third, what is the significance of buying commercial insurance? Improve the insurance market development system
A perfect market system is an important support for insurance to play a service function. However, the monopolistic competition of insurance institutions is very obvious, which restricts the innovation and development of the industry. At present, it is difficult for insurance organizations to drive the overall development of the industry and exert a radiation effect. In order to build a moderately prosperous society in all aspects, the needs of the insurance industry are becoming increasingly diversified. Therefore, Suzhou should further enrich the form of insurance, the formation of a comprehensive and professional go hand in hand, the insurance agency investors and heterogeneous *** existence of branches, the main insurance, reinsurance, insurance information, insurance intermediary market system for the coordinated development of actively exploring the differentiation of the form of service characteristics of the insurance agency's service capacity and the enhancement of the overall strength.
Four, what is the significance of buying commercial insurance? Create a favorable insurance ecological environment
Without a favorable policy environment, institutional environment, market environment and human resources environment, the insurance industry will not be able to improve its service capacity and play a role. The first is to strengthen communication and coordination with relevant departments, enhance policy support, and encourage governments at all levels to take the initiative to use insurance tools to manage social affairs. The second is to strengthen cooperation with judicial and other administrative law enforcement departments to create a favorable legal environment for the healthy development of the regional insurance market. Third, make full use of the ? Internet+? , big data, hundreds of calculations and other technologies to innovate the cooperation mode between insurance companies and other departments and create a favorable market environment. Fourth, accelerate the introduction and cultivation of insurance talents, especially high-end insurance talents with professional advantages and strong innovation ability, and provide talent support for the insurance industry to improve its service level. Fifth, strengthen the insurance publicity, create a favorable public opinion atmosphere, for the insurance industry to help build a well-off society in a comprehensive manner to create a favorable environmental conditions.
The significance of this purchase of commercial insurance to the end of the introduction here, the insurance industry to achieve the goal of building a moderately prosperous society in all aspects of some positive exploration. In the future, the insurance industry still need to open up the vision and expand the structure, I wish you a smooth road of financial investment here. If you want to know more about financial investment knowledge, then you can click on other articles on this site to learn.