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What kind of insurance can truck drivers buy
The main characteristics of the truck driver's job, manifested in long working hours, irregular working hours, etc., at the same time, truck drivers also tend to bear the burden of supporting the elderly, raising children, in this case, the truck driver is very much in need of a comprehensive insurance program to strengthen their own protection. So, how should a truck driver's insurance be bought? \x0d\ truck drivers need to drive on the highway frequently, on the other hand, they also need to travel day and night, which is very easy to cause fatigue and lead to traffic accidents. Considering that this profession has a certain degree of risk, the first insurance policy that truck drivers should consider should be accident insurance. However, when purchasing accident insurance, you need to pay attention to its exclusion, ordinary accident insurance generally does not cover truck drivers as a profession, you need to ask clearly when purchasing. When taking out an accident insurance policy, the best way to set the amount of coverage for death or total disability is to set it at about 10 times the annual income, which can guarantee that even if an accident occurs, the quality of the train driver's family can still be guaranteed to a certain extent. \x0d\ After accident insurance, another thing to consider is health insurance. The life of a train driver often involves driving around the clock, and irregularities in life can easily lead to health banks, so health insurance is essential. After health insurance, life insurance can also be supplemented again according to their financial ability. \x0d\ Here everyone insurance to truck driver friends recommended China Life's Corning Lifelong Critical Disease Insurance, its premiums can probably get about 120,000 accident and critical illness protection to life. In addition with the accident insurance card policy to prevent the risk of accidents and improve their comprehensive protection.