How about Jiujiang Bank?
Jiujiang Bank is a local commercial bank in Jiangxi Province and a city commercial bank. Its predecessor was Jiujiang Commercial Bank, which was composed of eight urban credit cooperatives in Jiujiang at that time. Founded in 2000, it was listed on the main board of Hong Kong Stock Exchange on 20 18.
Therefore, Jiujiang Bank is also the first commercial bank listed on the main board of Hong Kong Stock Exchange in Jiangxi Province, the first in Central China and the second in China.
At present, Jiujiang Bank has set up 13 branches in Guangzhou, Hefei, Nanchang, Ji 'an, Jingdezhen, Ganzhou and Pingxiang, with 40 branches directly under it. It also initiated the establishment of 20 village banks, including Xiaolan in Zhongshan, Guangdong, Daxing in Beijing, Rizhao in Shandong and Liuhe in Nanjing.
Shareholders of Jiujiang Bank Co., Ltd.: Jiujiang Lian Xin Automobile Sales Co., Ltd., Huanggang Long Da Shipping Co., Ltd., Jiujiang Ganbei Fertilizer Co., Ltd., Jiujiang Xianda Industry Co., Ltd., Jiangxi Jiangnan Investment Co., Ltd. and Jiujiang Home Cooking Food Co., Ltd.
The business scope of Jiujiang Bank mainly includes: absorbing public deposits, issuing loans, handling domestic and international settlement, issuing financial bonds, buying and selling government bonds and financial bonds, providing letter of credit services and guarantees, paying by agency and selling investment fund securities through insurance, and discounting acceptance and settlement bills.
Is Jiujiang Bank a state-owned enterprise?
At present, China's banks are mainly divided into state-owned banks, national joint-stock banks, city commercial banks, rural commercial banks and new rural banks. Jiujiang Bank is the third city agricultural bank listed in Hong Kong after Gansu Bank and Jiangxi Bank, that is to say, Jiujiang Bank belongs to the category of city commercial banks and state-owned banks.
Jiujiang Bank has 43 kinds of loan products for small and micro enterprises. The distribution network is based in Jiujiang, mainly located in Jiangxi Province, and radiates land and water transportation in Guangdong, Anhui, Jiangsu, Shandong and Beijing.
In addition, in order to comply with the development trend of Internet finance, Jiujiang Bank gradually changed its microfinance business from the traditional one-to-one business model to a more effective platform-based online batch credit business model, and used big data to classify all kinds of supply chain information to provide smart store services, logistics supply chain and financial services for online small and micro enterprises.
What financial products does Jiujiang Bank have?
1. Jufu series of wealth management products: the initial investment of this series of wealth management products is 6,543.8+0,000 yuan, and the subscription currency is 6,543.8+0,000 yuan. The expected annualized rate of return is 4.85% and the investment period is 97 days. The income type of Jiujiang Bank Jufu series wealth management products is unsecured floating income type.
2. Anfu series wealth management products: The initial investment of this popular wealth management product is 50,000 yuan. Compared with Jufu series wealth management products, the initial investment threshold is much lower. After investing in this wealth management product, the additional unit is also 1 ten thousand yuan. At present, the expected annualized rate of return of Anfu series wealth management products of Jiujiang Bank is 4.75%, and the investment period is 170 days. These wealth management products are also non-guaranteed floating income wealth management products.
How about Jiujiang Bank? Is Jiujiang Bank a state-owned enterprise? That's all for today. Thank you for your attention. Want to know financial information, you can continue to pay attention to Winner Fortune Network. Recommended reading: China's six largest banks.