Online loan overdue after the collection, is a lot of friends distressed thing. Some friends will think of the way to get rid of the collection by changing the cell phone number. So, change the cell phone number collection can be found? In fact, this idea is rather naive. Here, have to pour some cold water for these friends.
If you just want to change the cell phone number to get rid of the collection, it will be in vain, because the online lending platform there are many ways to find you. For example: 1, online lending platforms can use the cell phone address book obtained at the time of lending to get in touch with the borrower's relatives and friends to get the borrower's new contact information. 2, the online lending platform can find the borrower's home address and work unit through the information provided by the borrower at the time of the loan, and collect the borrower. Therefore, avoiding debt collection by changing cell phone numbers is not a good choice. In the face of debt, people should face it with a positive attitude, instead of choosing to escape. People can go about it this way:Facing reasonable debts
If the debts people owe are protected by law, then they are obliged to return them. People can negotiate with the online lender and, if necessary, ask for help from relatives and friends.Facing unreasonable debts
If people are being chased by loan sharks, then they should not run away. In our country usury is illegal, we only need to return the loan principal and annualized loan interest rate of 24% or less interest can be, if the other party refuses to give up, and even violent collection, then you can directly choose to report to the police. In summary, the change of cell phone number collection can still be found. Therefore, it is recommended that friends who are in debt do not escape, but actively to find ways to solve the problem. Is it useful to change your cell phone number when you are being collected by an online loan? They have a way to find you!Now online loans have become the main way of borrowing money for most people, many people rely on this loan channel, as long as the lack of money soon be able to get a loan, but once the late repayment, it is likely to face the dilemma of collection. So is it useful to change your cell phone when you are called by online loans? Why is it still found?
Generally speaking, if you face the violent collection of online loans, choose to turn off your cell phone or change your number is a more effective way, because it is difficult to find you again, but some online lending platforms have their own way, or can be found through a number of channels to find your new number, such as: 1, although the new number, but the phone is not uninstalled on the online lending APP or SDK, read on the phone. 2, it is possible that the new number is not a new handle, just use another number, after all, many people now have two cell phone numbers, new and old numbers have calls, the platform reads from the old number of call records. 3, may be the online lending platform contacted your friends, family, through the set of methods to ask for your new number. 4, now many online lending platforms need to authorize Alipay, Jingdong, it is possible to read your number. In short, the online lending platform is mainly through the phone number for collection, so they will also take into account the risk of the borrower to change the number, so in the audit, only the use of more than half a year of real-name cell phone number to apply for success, to avoid someone to register a new number borrowing after the change of the number, and the other in the application for online lending, will authorize the operator, as long as there is personally identifiable information, the use of a number of methods should still be can be traced to the number. In short, online loan violence collection is illegal, if it seriously affects your personal life, then you can choose to retain the relevant evidence to the CBRC, Mutual Fund will complain, of course, online loan principal and the necessary interest should still be returned, it is recommended that the negotiation with the online loan platform to solve the problem Oh.After the online loan is overdue, why change the cell phone number, the collection can still find me?
A lot of online loans after the overdue, online lending platform collection personnel tend to frequent harassment of the borrower, a hundred difficult, this time the borrower has no choice but to change the cell phone number, or else the rhythm of their life and work is completely disrupted. However, there are many people found themselves to replace the cell phone number, the results did not take long to collectors, and do not know where to find their new cell phone number, harassment calls began again, this is why? Do the collectors really have the ability to get through?
The Harvest Viewpoint: In fact, there are several possibilities for the collection staff to get your new cell phone number: maybe your cell phone number is handled by your own identity, and the birth staff inquired about your new cell phone number through the carriers, or maybe by dialing the phone number of your friends in the address book, and set up your cell phone number, or maybe through some third-party big data companies to get your new cell phone number. cell phone number. I on we have entered an era of big data, in front of big data, many people's privacy is exposed, especially some third-party social platforms, very easy to leak their own information, which is almost no way to avoid.
Now we have entered a big data era, in front of big data, many people's privacy is exposed, especially some third-party social platforms, very easy to leak their own information, which is almost no way to avoid.