Two, finally, if the drip loan has really overdue, and temporarily no solvency, can only wait for their own solvency and then will pay off the debt. But this process, is to pay a double price:
1, drip loan interest is not low, will continue to accumulate, may be an astronomical figure, it will require you to negotiate with the drip loan, and strive to pay less interest or penalty.
2, drip loan overdue, certainly on the credit system, that is, will affect your future for loan business. This can only wait until after you change the drip loan, waiting for 5 years to eliminate bad credit record.
1, DDT loan is a loan service launched by DDT Finance, relying on the DDT travel ecology and financial inclusion needs scene, and platform technology and big data risk control capabilities, to create an innovative consumer credit model, to provide users with Internet credit services. Drip Loan adheres to the formal licensed operation, and cooperates with many domestic commercial banks, consumer finance companies and other licensed and compliant financial institutions to provide users with financial products. Drip Loan is a low-interest borrowing service provided by the Drip platform in cooperation with licensed financial institutions, which is applied for by the Drip platform users themselves and can be used after passing the audit. Licensed financial institutions in the credit and borrowing link, according to the requirements of the relevant national laws and regulations on the borrower borrowing credit, borrowing behavior and other records and uploaded to the People's Bank of China credit report.
2, late what to do
First of all, we have to analyze the drip loan we applied for, including the amount of money we applied to borrow, borrowing interest rate, the remaining amount of the loan and other related data, to have a full understanding of what we currently owe. At the same time, we also need to understand why we are overdue in borrowing money, and make a careful sorting out.
After sorting out the relevant situation of the drip loan, we have to take the initiative to get in touch with the lender, for our current overdue situation to communicate with each other, the reasons for the overdue inform the other side, but also our subsequent repayment program to communicate with the lender, to strive for each other's understanding, and at the same time to strive for the lender to agree with the repayment program that we have developed. In the discussion of the repayment program at the same time, we can also strive to the lender to reduce part of the loan interest, reduce the repayment of interest return, of course, ultimately depends on whether the lender agrees to this interest reduction, we can use their own sincerity to impress each other.
When we and the lender determine a good repayment program, we have to follow the agreed repayment plan to return the money owed. We expand our other sources of income while maintaining our current income, and by cutting back on our expenses, we ensure that we are able to repay our loans on time every month, and that we do not default on our loans again.
Operating Environment:Drip Loan v1.0.0