Want to eliminate this kind of dao report record, need to wait for five years to automatically eliminate. Or use the credit card use record to cover up the previous online loan application record.

The application record is permanent if you make an online loan that is not creditworthy.

The only thing that will change is the net black index score. The standard of the net black index score is 0-100, the lower the score, the better the credit, once the score is more than 80 points, it is already belong to the black, it is difficult to pass the online lending platform of the wind control audit.

Therefore, it is best to check your net credit data before applying for a net loan. However, the vast majority of online lending data on the market are inadequate, either displaying too short a period of time, or the data report is not complete enough, it is recommended that you choose the Hundred Bank credit database, the central bank-led database, safe and secure.

Just open WeChat and search: Seahawk Data. Click on the query, enter the information can query to their own hundred lines of credit data, the data originated from the country's online lending platforms and the UnionPay Center, the user can query their own big data and credit situation, you can get all kinds of indicator data, query to their own personal credit situation, blacklisting situation, online loan application records, the type of application platforms, whether late, the amount of overdue, credit card and online loan credit limit estimates and other important The company's website is a great source of information about the company's credit rating and credit rating.

Compared with the central bank's personal credit report, the atmosphere of the personal credit record is more extensive, and the issuer is more diversified, like Seahawk data, Sesame Credit Score and so on, which are all part of the personal credit record, and overall it is more similar to what the Internet said about the big data credit, which is a useful supplement to the traditional personal credit report.

At present, the state is building a comprehensive and dead-end "credit network", connecting society, information **** to enjoy, whether it is a credit report or personal credit record, are an important part of it. Protect your credit, for everyone, credit is the biggest asset and wealth.