Current location - Loan Platform Complete Network - Big data management - Many of the provident fund business without running errands can be done
Many of the provident fund business without running errands can be done

Yesterday, Dalian Municipal Housing Provident Fund Management Center to the provincial and municipal news media focused on the recent introduction of a series of convenient service initiatives. Reporters at the conference site and the Dalian Municipal Housing Provident Fund Management Center business hall interviews strongly feel that the housing fund is closely related to the life of the public. Although the housing provident fund business is more specialized, but after the industry layman's explanation and media release, as long as you pay attention to remember and actively use the Internet, you will be in the handling of provident fund business to save a lot of trouble.

Starting from today, we will introduce to our readers the convenience and benefits of the internet-based "Smart CPF" and the national policy-based "Beneficial CPF" for the public to rationally utilize their housing funds.

Located in the Zhongshan District Wuhan Street No. 51 of the housing fund office hall, the provisions of the 8:30 start business, but usually less than 8:00 every day there are dozens of people waiting to do business; provident fund hotline on average every working day to receive thousands of consulting phone calls. March 8, the Dalian Municipal Housing Provident Fund Management Center, the person in charge of the scene to accept the reporter's interview, said that, with the big data and the Internet continues to be applied to the housing fund customer service, to the point where the public can not be reached. In the housing provident fund customer service, the number of people to the counter for business and hotline consulting is a declining trend, but the total number is still quite a lot, and further implementation of the "use of big data to optimize the process, streamline procedures and information, so that the data run more, so that the people run less" service concept, there is still a lot of potential and space, many of the provident fund business online can be done!

It is reported that the data is not available to the public.

It is reported that the City Housing Provident Fund Management Center's computer system stores a large amount of data on housing provident fund deposits, withdrawals, loans, etc. Previously, only as a record of the business, not effectively applied, customers often need to repeat the errand and provide more proof of information.

At present, the center of the computer system has been upgraded, the business processes are carefully sorted out, in-depth analysis of the links set up necessary, and the use of big data and Internet + technology on the system data and information integration, the establishment of customer data and information system, through the background of the data for in-depth analysis, mining and intelligent application, to provide relevance, intelligent service. In accordance with this idea, the business process, business links, formalities and information to vigorously optimize, delete, where the operation can be completed through the computer data run by no means use the people to run more errands, the people to run errands significantly reduce the number of times, and some of the business can be handled without leaving home. To this end, pay attention and remember the following information, you can save a lot of heart.

The new unit account

Implementation of online appointment registration

By improving the website function, the unit can be handled without leaving home for the housing provident fund contributions, adjustments, transfers, trusteeship and so on. The new unit to open an account to implement online appointment registration, in advance of the entry of relevant information. The unit will then go to the center to do the same thing.

Employees can self-

Handle early repayment of loans

Simplified the extraction business. Through the self-service equipment, website, employees can use the housing provident fund account balance in advance of partial (all) repayment of loans, reached the legal age of retirement cancellation of the account and other business, do not need to go to the front desk queue.

Because of the rental housing, major illness

Withdrawal of provident fund can be a settlement

Employees for rental housing, major illnesses, return to the origin of the withdrawal of housing provident fund from the two settlement reduced to a settlement, the employee only need to go to the center once to submit an application, the center backstage audit, through the direct payment of funds, do not need to come back to the employee once again.

According to reports, initially, employees for rental housing to extract housing fund need to come to the center twice: the first time to submit the application materials to the center to verify the center to verify that there is no error, the center notified the employee the second time to handle the extraction. Later, the center to adjust the process, the implementation of the "first to take after the review", the employee application at that time that is to be extracted, and afterwards the center to verify the procedures, found that the problem that is to be recovered and penalties. This way, the employee only needs one time to complete the withdrawal of the provident fund.

Employees after the individual loan

The first withdrawal of provident fund can be booked

The first withdrawal of housing provident fund after the individual loan of employees to implement the appointment system. The center will disburse the funds according to the agreement after the release of funds, without the need for the employee to run errands. The time interval for withdrawing housing fund is adjusted from 365 days to 12 months to avoid the problem of more errands once the customer remembers the wrong date of the last withdrawal, even if the difference is only one day, not to be processed.

WeChat sweep business all know

This is the Dalian Housing Provident Fund Management Center Zhongshan Office newly launched convenient service measures. Through the QR code, you can learn about dozens of businesses related to housing fund withdrawals and housing fund loans, including outbound settlement, cash full purchase of a house, cross-city transfer of provident funds, early repayment, conversion of commercial loans to public loans, and relocation of houses.

A staff member at the Housing Provident Fund Management Center told the reporter that many older customers are not used to using cell phones, WeChat, and other convenient means to handle their provident fund business, which may have barriers to Internet operation, and need to be guided by their children and young people around them.

System data can explain the situation

No longer require the provision of relevant supporting materials

Customers to do business, by the front desk "a key" to retrieve the relevant information, where the system data can explain the situation, no longer require the customer to provide relevant supporting materials, the application of the electronic image system to collect business information

Customers do not need to copy the relevant materials, the application of the electronic image system to collect business information, the customer does not need to copy the relevant materials.

Many of your cases are in the computer

No need to open the certificate

The application of housing provident fund co-branded card, to realize the bank account and provident fund account "one card". The customer for withdrawal, settlement, loan, repayment procedures do not have to open another card, folding. The Ministry of Public Security identity authentication system embedded in the center of the computer system, and housing transactions, marriage registration, credit and other departments to verify the identity of employees, household registration, housing, marital status, commercial loans and other external data, eliminating the need for employees to open the relevant proof of trouble.

Concerned about the "online service hall"

units for housing fund contributions, changes, employees for retirement cancellation, transfer loan repayment, early part (all) repayment, modify personal and unit information and other matters, can be through the website and self-service equipment for, can be completed without leaving home. More than 90% of the units in the city have opened online office business, online collection of housing fund proportion of more than 85%; more than 50% of the post-loan matters can be self-service.

Check the account funds

Just use your cell phone

Built a mobile service platform. The use of cell phone clients, microblogging and other channels to provide real-time information push, reminders, inquiries and convenient services, relevant policies and regulations, front desk business guide and personal loan amount trial calculation, approval progress inquiry, account funds, loans, repayment and other matters can be convenient query, some of the original must be on-site at the hall business can also be handled through the cell phone.

Housing Provident Fund Extraction

Home Purchase Extraction

Cash Full Payment

Home Purchase

Provident Fund or Commercial

Loan Loan Purchase

Purchase of Collective Land

or Military Housing

Provincial Heterogeneity

Provident Fund Loan

Transfer Early Repayment

Commercial loan

Withdrawal on account cancellation

Retirement

Departure

Residence abroad

Foreign hukou

Returning to the place of origin

Death or

Declared dead

Unemployment in the older age group

Withdrawal on renting and construction

Renting an apartment

Construction and Renovation

Overhaul of House

Inter-city Transfer

Inter-city Transfer

Provident Fund

Special Withdrawal

Low Household Security

Suffering from

Major Diseases

Children of Families in Difficulty

Going to College

Loss of Labor Capacity

Causing family difficulties

Commercial housing

Second-hand housing

Relocated housing

Mortgaged housing

Early repayment of loan

Monthly transfer of repayment

Commercial loan to

Provident fund loan