1, the initiating body is not the same

The initiator of the central bank credit is the People's Bank of China. The main sponsor is China Internet Finance Association (CIFA), with a shareholding of 36%; there are also eight co-sponsors, including Sesame Credit, Tencent Credit, Qianhai Credit, Peng Yuan Credit, Zhongcheng Credit, Koala Credit, Zhongzhicheng Credit, and Beijing Huadao Credit, which have a shareholding of 8%.

2. The nature of the organization is different.

The People's Bank of China Credit Center is a platform under the People's Bank of China, is directly under the People's Bank of China, a business unit, is currently the core of China's credit foundation database, not for profit, mainly for the public **** to provide basic credit services, at present, every citizen has the opportunity to query two times a year for free.

And Hundred Bank Credit is a credit system organized by a number of credit bureaus*** in the society, which is essentially a business, and it is profit-oriented, he provides credit information for enterprises as well as individuals, and then collects a certain amount of fees (at present, Hundred Bank Credit is not open to individuals).

3, the record content is not the same

Central Bank of China's personal credit system recorded content is relatively simple, including some of the regular personal information, as well as credit, credit cards, guarantees, public **** information, query records and so on.

The content of the credit system is very rich, in addition to the content of the central bank's credit system, the credit system will also record more rich information, such as education, occupation, judicial records, social information records, real estate, car records, company shares, online shopping behavior, etc. The credit system will also record more rich information, such as education, occupation, judicial records, social information records, real estate, car records, company shares, online shopping behavior.

Baidu Encyclopedia - People's Bank of China Credit System

Baidu Encyclopedia - Baihang Credit