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What does Dragon Payments mean?
What is Dragon Pay?

"Dragon Pay" is a unified payment brand launched by CCB using Internet thinking and centered on customer experience, integrating a full range of existing network payment and mobile payment products, with eight major functions, including CCB Wallet, CCB QR Code, All Card Pay, Dragon Card Cloud Flash Pay, Withdrawal, Buddy Pay, AA Collection, Dragon Merchant, and so on. The company has a full range of products, including CCB Wallet, CCB QR Code, All Card Pay, Dragon Card Cloud Flash Pay, Withdrawal, Friends Pay, AA Collection and Dragon Merchant.

What is the meaning of Dragon Payment

CCB Dragon Payment, Online Payment

What is the meaning of CCB Dragon Payment

CCB Dragon Payment, on the basis of integrating the functions of the existing full series of products such as online payment, cell phone payment, mobile payment, etc., has launched the "CCB Wallet" and "QR Code Payment". The two new products, "QR Code Payment", are the first innovative products in the industry to open the QR Code Payment function after the official release of the People's Bank of China's "Barcode Payment Business Specification", and have eight major functions, including CCB Wallet, Full Card Payment, CCB QR Code, Long Card Cloud Flash Payment, With Heart, Buddy Payment, AA Receipt, and Long Merchant Accounts.

Benefits of Dragon Payment

Dragon Payment is open to the public, not just limited to CCB customers; CCB wallet can be bound to any bank card without distinguishing between card-issuing banks; and integrates a variety of NFC technologies, including QR code scanning, ATM face withdrawals, voice-print withdrawals and other mainstream payment technologies.

In addition to the above advantages, the more important advantage of "Dragon Pay" is that it creates a richer and safer payment environment. CCB strives to make Dragon Pay close to customers' lives in all aspects, and to meet customers' needs for both convenience and security.

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What is the meaning of the fast payment of Longbao Payment

The fast payment is that the bank card is directly bound to third-party payment, such as Alipay PayPal, without the need to open the net bank

How to use the Dragon Payment of China Construction Bank

The bank card can be used through the online payment system. (CCB credit card users can apply online self-service open after use, in addition to credit card users other than the need to go to the CCB counter for signing, become a CCB signing user)

1, log on to the home page of the CCB website, click on the personal customer login to enter the log-in page

2, click on the open online banking services

3, read the agreement, fill in the basic personal information, fill in the account information, set up online banking password

What is Dragon Payment How to open the CCB Dragon Payment

"Dragon Payment" is a unified payment brand launched by the Construction Bank using Internet thinking and centered on customer experience, integrating the existing network payment, mobile payment and other full range of products, with CCB wallet, CCB QR code, full card payment, CCB mobile payment and other products. It has eight major functions, including CCB Wallet, CCB QR Code, All Card Pay, Dragon Card Cloud Flash Pay, Take it as you like, Friends Pay, AA Collection, Dragon Merchant, etc.

The second function is that it can be used as an online payment platform.

Second, product features

? Individual Customers

1. CCB Wallet: CCB wallet will be generated automatically when users register as Dragon Payment users, and the wallet limit is managed in accordance with Class III accounts. After real-name authentication (realized by binding the card), the wallet supports consumption, collection, recharge, cash withdrawal, transfer and other functions. Wallet accounts without real-name authentication will have limited wallet functions. The wallet does not charge a fee for recharging or withdrawing funds.

2. CCB QR Code: CCB's self-developed QR code product supports QR code payment, QR code collection, QR code withdrawal and other functions, supporting the main scanner and being scanned. The payment code is generated by TOKEN technology and dynamically updated every minute to ensure the safety of users' accounts.

3. Full Card Payment: Dragon Payments can bind Class I debit and credit accounts of CCB and other commercial banks, and you can complete the Dragon Payments real-name authentication after binding the card, and can bind up to 10 bank cards.

4. DragonPay: Users can use DragonPay's "cloud flash payment" function to directly invoke the cloud flash payment cards that have been opened on their cell phones, such as ApplePay, SamsungPay, or HCE. If the user has not yet opened the cloud flash card, click "cloud flash" will guide the customer to open.

5. Withdrawal: DragonPay users who have bound CCB debit cards can withdraw cash from CCB ATMs through DragonPay, including QR code withdrawal, cloud flash payment withdrawal, face withdrawal, voiceprint withdrawal and other withdrawal methods.

6. Buddy payment: Dragon Pay supports payment and collection between your account and others, including QR code payment and cell phone address book payment. It does not support credit cards for the time being.

7. AA payment: Dragon Pay users can initiate payment to their friends through AA payment function, or make payment to the payee.

? Dragon Merchant

1. Merchant Registration: Mobile Banking contracted customers can apply for registration as a Dragon Merchant with Dragon Pay by binding their bank card, and use the bound bank card as the settlement account.

2. Merchant collection: Dragon Merchant can generate QR code for collection, customers can scan the QR code for collection, and the merchant can realize the collection. In addition, Dragon Merchant can also use the code scanning gun to scan the payment QR code on the customer's cell phone to realize the collection.

3. Transaction inquiry: Dragon Merchant can inquire the transaction flow through the client.

4. Merchant Reconciliation: Dragon Merchant can realize the reconciliation function and bill export through the client.

3. Product Advantages

1. More open user experience. Dragon Payment is open to all members of the public, regardless of whether they are Dragon Card customers or not, and whether they have a card or not, they only need to download the China Construction Bank APP to apply for registration.

2. More diverse payment methods. Includes all new payment technologies such as code-sweeping payment, cell phone flash payment, ATM face withdrawal, voiceprint withdrawal, cell phone flash withdrawal, etc.

3. More abundant payment scenarios. DragonPay fully supports online and offline, consumption and cash withdrawal, supports plug-in payment within the APP, and can also be applied to various daily scenarios such as subway, parking, food market, and other customers' food, clothing, housing, and transportation.

4. More secure payment environment. Dragon Payments has a complete wind control system, through the dynamic token token technology and cell phone terminal authentication technology for ex ante defense, through the differentiated limits, blacklist blocking, big data wind control model for ex post prevention and control, through the establishment of a rapid response mechanism, anti-fraud investigation mechanism for ex post disposal.

What is the impact of opening the Construction Bank Dragon Payment on individuals

There is no impact. Dragon Payment is a new payment portfolio that integrates various technologies such as NFC, QR code and face recognition, covering the whole scene of online and offline. It is a payment method that has no impact on you personally, and you can choose this payment method to pay in places that support Dragon Pay, which requires the binding of a savings card or credit card, and the payment is deducted from the bound card.