On May 11, Xiaomi launched the "Xiaomi current treasure" wealth management products in conjunction with the Efatar Fund, formally announcing its entry into the Internet financial industry, and its backing is the Efatar's "daily wealth management" money fund. "Money Fund. Many comments that millet this move is not just a simple involvement in the Internet financial industry, but is intended to get involved in big data personal credit.
Millet staff said, millet financial intended to create a retail financial business platform and personal credit system, at this stage mainly relying on its cell phone operating system MIUI, after user authorization, access to the user's more complete behavioral data, through cloud computing and machine intelligence learning and other technological means to establish a set of "from the behavior to the financial "The company has also developed a credit mechanism that is based on the use of cloud computing and machine intelligence learning.
In this regard, the enterprise credit giant business Anxin CEO Chen Xiaodong also expressed his views, he believes that: "millet involved in the personal credit industry, in the mode and not long ago Alibaba and other enterprises similar to the user's consumption habits for customers to build a set of personal credit file, but the ensuing problems with the current stage of the country to start the construction of a personal credit system The problems encountered in the construction of the personal credit system are the same. The personal credit data between various enterprises, just like water, electricity, coal, public **** business, taxation, tax, provident fund and other data, the amount of data is huge but independent of each other can not be **** through, the difference in their respective weights will have a greater impact on the comprehensiveness and accuracy of the personal credit file, such as Alibaba's personal Taobao transaction data, it is not possible to distinguish whether the customer is the actual transaction or the water transaction, these are urgent needs to be resolved. These are urgent issues that need to be resolved."
When it comes to the relationship between personal credit and enterprise credit, Chen said, "Personal credit and enterprise credit are both important parts of the national credit system, and they can complement each other, but they are by no means in competition, and the collection of personal credit is also involved in enterprise credit, and personal credit can be relied upon with enterprise credit, and when an individual enterprise has a good enterprise credit rating, personal credit is naturally not too bad."
It is reported that Business Security is an international organization specializing in commercial credit risk management, as well as business information research, enterprise credit rating and related credit risk management consulting services, and has significant influence and market recognition in the domestic and international credit market. on May 8, Business Security successfully held a roadshow conference and is expected to become the first stock in China's corporate credit industry. At the roadshow conference, Mr. Chen Xiaodong, CEO of Business Security, analyzed the potential and growth space of the credit reporting industry from the perspectives of domestic and international industry scale comparison, national policies, market demand, etc., and made a comprehensive elaboration of the company's main business, business model, and development plan, which attracted the attention of hundreds of institutions and many individual investors.