Mu Changchun, director of the digital currency Research Institute of the Central Bank, once described such a usage scenario: As long as you and I have a digital wallet with digital RMB in it, you don't even need the Internet. As long as the mobile phone has power, you can transfer digital currency from one person's digital wallet to another person by touching it.
Extended data
Digital RMB can combat money laundering and tax evasion.
As we all know, cash is anonymous and untraceable. A large amount of cash often facilitates corruption, tax evasion, terrorist acts, money laundering crimes, etc. Endangering the national economic and financial order and even endangering national security.
Digital RMB adopts controllable anonymity mechanism, and the information of the People's Bank of China is complete. We can use big data, artificial intelligence and other technologies to analyze transaction data and capital flow, prevent and combat money laundering, terrorist financing, tax evasion and other illegal and criminal acts, and effectively maintain financial stability.
Digital RMB should also comply with laws and regulations such as large cash management, anti-money laundering and anti-terrorism financing. For example, according to the Notice of the People's Bank of China on Launching the Pilot Work of Large Cash Management, in order to cooperate with the anti-money laundering work, the digital RMB in the pilot area should also be registered for large deposits and withdrawals, and relevant institutions should report large and suspicious transactions of digital RMB to the central bank.
World Wide Web-Digital RMB does not pay interest. What is the correct way to use it?