Users can pay back the amount of money they spent on the purchase, and then pay back the amount on the 9th of the next month after confirming the receipt of the goods, with an interest-free period of up to 41 days.

In addition to the "buy this month, pay next month, long interest-free" consumer experience, the ant flower chanting also introduced the flower chanting installment function, consumers can be divided into 3, 6, 9, 12 months for repayment.

These are the first time a person has ever been in the market for a new product, and the first time a person has ever been in the market for a new product is when they are in the market for a new product.

The system automatically deducts the balance of the Alipay account, the balance of the bank account, the debit card, and the debit card from the balance of the bank account on the due date of the payment, and then deducts the balance of the bank account, the balance of the bank account, and the debit card from the balance of the bank account. Repayment can also be made on your own initiative. To avoid late payment, please make sure that your Alipay account has sufficient amount. A late fee of five ten thousandths of a cent per day will be charged if the payment is overdue.

At the moment, only users who have signed up for at least one year and have been invited by the system to experience it have the ability to schedule a repayment date. If you are a user of the appointment repayment day experience, you can adjust to the 5th out of the 15th repayment or 10th out of the 20th repayment.

Extended information:

Ant Chanting is based on the consumer's online shopping, The company's credit rating is based on the consumer's online shopping habits, payment habits, credit risk and other comprehensive considerations, through big data computing, combined with the wind control model, granting the user a consumption limit ranging from 500-50000.

These are the first time I've ever seen a computer that was used in the past, and the first time I've ever seen a computer that was used in the past, I've never seen one that was used in the past.

These are the first time I've ever seen a computer that was used in a computerized environment, and the first time I've ever seen a computer that was used in a computerized environment, I've never seen one. The company's newest product is a new product that will be available for sale in the U.S. and Canada, and it will be available for purchase in the U.S. and Canada. This shows that compared to other payment methods, Ant Chanting attracts more new generation consumers.

For the younger users, the attraction is the credit line and the interest-free period of up to 41 days. The new generation of consumers has become the main force among the users of Ant Chanting, including trendy women and foodies. The data shows that among the commodities purchased with the ant flower chanting, women's clothing, jewelry, beauty and skin care, women's bags, women's shoes and other trendy female goods accounted for more than 20%; snacks, specialties, beverages and other food commodities ranked second with a 10% share; followed by digital, mother and child supplies.

The data also shows that users are more likely to use their cell phones for Chanting, with mobile transactions accounting for 60% of the total.

These are the first time I've ever seen a person with a disability in the United States, and I don't know if I've ever seen one before.

The repayment date for Chanting is the 9th, and what is used on the 10th is counted as the next month.

The repayment is made in the month following the confirmation of receipt of the transaction, regardless of whether it was consumed on the repayment date.

Features of the chanting are: buy in the month, pay back in the next month. Taobao Tmall transactions in addition to some Taobao travel, recharge, movie tickets and other specific categories for the confirmation of receipt of the next month repayment, other platforms when the transaction to place an order to pay the next month repayment.

The billing date is the date of the bill, the first of each month, the bill of the month (summary of consumption details, cost details) the billing date is fixed, temporarily does not support the change.

Repayment date: The last payment date agreed upon in the agreement, if the payment date is exceeded, a certain amount of late fees will be charged, and a negative record of late payment will be generated.

Expanded information:

Spending money on a purchase can be done in the form of a loan. Users can advance the amount of chanting when spending, and make repayment on the 9th of the next month after confirming receipt of goods, with an interest-free period of up to 41 days. Ant Chanting also introduced the function of Chanting installment, which allows consumers to repay in 3, 6, 9 and 12 months.

Each month, the user needs to pay off the bill that has already been incurred on the repayment date. The system automatically deducts the balance of the Alipay account, the balance of the bank account, the debit card, and the debit card from the balance of the bank account on the due date of repayment, or you can take the initiative to repay the bank account.

If you're late, you'll be charged a late fee of five-tenths of one percent per day:

Late fee = late principal *?0.05% * number of days overdue, of which late principal *?0.05% rounded up to the nearest cent (it's recommended to pay back the loan on time so as not to create a bad record that affects your credit),

The late fee will be charged every day.

The repayment date for the Chanting program is the 20th, so is it the same month or the next month that I spent the money on the 9th?

It's the 20th of the following month

To make a repayment, it's important to distinguish between the billing date and the repayment date.

Bill date: This date is the date of the Chanting account, the first of each month out of the month's bill (summary of consumption details, fees back to the use of the details) bill is fixed, temporarily does not support the change . The first day of the month is usually the first day of the month.

Repayment date: This date is the last payment time agreed upon in the agreement, and if the payment date is exceeded, a certain amount of late fees will be charged, and a negative record of late payment will be generated.

Expanded information:

Ant Chanting product introduction:
Characteristics of the Chanting program: The Chanting program is the first of a series of programs that are based on the Internet. Free use of spending credits for shopping (if using Chanting installment purchase, the buyer will be responsible for the specified fees according to the rate set by the merchant).

Baidu Encyclopedia - Chanting