When it comes to online lending blacklist, I believe you should have heard of it, today we are going to talk about how to check online lending blacklist, what are the free query systems.

How to check if you have been blacklisted for online loans

First of all, the more authoritative credit is the central bank's personal credit system.

The loans, credit card applications and repayment records that we apply for at the bank will be included in the central bank's credit system. However, at present, the central bank's credit system is accessed by individuals in the bank's relevant records, for the life of the consumer information and small loan company lending information is not accessed, so the online lending platform in addition to querying the central bank credit report will also be supplemented by querying many third-party credit agencies.

The eight major credit agencies with personal credit licenses:

Sesame Credit, Tencent Credit, Pengyuan Credit, Qianhai Credit, Huadao Credit, Lakala Credit, Zhongcheng Credit, Zhongzhicheng Credit;

Below is a list of more common third-party credit agencies. The same shield, lightning query as an example, a brief talk about it.

1, the same shield technology

You can register directly on the website to apply, you can also WeChat attention to each other public number to register free query, you need to provide the company's information before you can apply.

2, flash query

WeChat attention to each other's public number after the free query. You can check the blacklist and the history of lending and borrowing, and the results of the query information is relatively simple. For example, like quantitative pie, big data and so on, all belong to a similar query method. However, the information after the query is not completely accurate, because the online lending platform in addition to these credit information there are other big data analysis, so the results of the query is not completely absolute.

Summary: The above is an introduction to the online lending blacklist query system and how to query. Although now online loans are not generally access to the credit of the People's Bank of China, but we still can not exist in the heart of a fluke, think not on the credit overdue is fine. After all, once overdue, high discovery, platform collection and so on will affect every aspect of our life.