Alipay reserve closed, indicating that the user did not pass the system audit, do not meet the conditions for the use of reserve, so that does not affect the sesame credit.

Two, specific analysis

Sesame credit in the new record of default, it will lead to sesame credit damage.

Just the reserve was closed, this kind of counts as no default record, naturally, will not affect the sesame credit.

Of course, the reserve fund was closed, do not rule out the bad sesame credit caused by the user in the use of other borrowing products, but also pay attention to on-time repayment, do not let the sesame credit in the new default record.

The big data of online lending can reflect the real situation of online lending. If you take out too many loans, it is advisable to get a good understanding of your credit data. Look for: Baytip Quick Check, which generates a big data report. Although there is a difference between the two, bank loans will also pay attention to big data credit in order to avoid the emergence of individuals who are unable to pay back bad debts, and bad credit can affect many aspects of the right.

Three, Alipay reserve closed will still deduct money?

Paypal reserve closed, will not incur any costs, the system will not deduct money again.

Also, as long as the standby is not borrowing money, then the system will not initiate an automatic deduction.

So, after the imprest has been turned off, if you incur any associated fees or if a debit occurs, please take the initiative to contact Alipay's human customer service.

Because the eligibility to borrow from the imprest is evaluated by the system, for users who do not meet the borrowing conditions, the system may not give the borrowing amount or directly close the borrowing portal.