Like the seriousness of the situation, the court may also be included in the list of bad faith executors, and once a bad faith, daily life consumption, travel are afraid to be restricted.
And you need to be aware that being overdue on a loan can have many negative effects, first of all, it will keep charging penalty interest until it is paid off, and the longer you are in arrears, the more the penalty interest will accumulate and the more the repayment pressure will be greater and greater.
Secondly, a late payment will be reported by the system to the credit (big data), leaving a bad record, which will lead to the damage of personal credit, such as the case of continuous late payment, but also in the credit (big data), leaving such as "three times six" and other serious bad information.
It's best to pay your bills on time to avoid being late.
After the late payment, you should also find a way to pay it off as soon as possible. If you can't pay it off at the moment, you can take the initiative to contact the bank (lending institutions, platforms) to negotiate repayment, and try to apply for an extension to take a look at the situation.
If you don't know much about your online loan application, we suggest you get a big data report on Balloon Check. After checking your detailed borrowing record and confirming that the borrowed money is correct, you should first pay off the outstanding amount in full, and then contact the customer service of the corresponding platform to deal with it. With these steps, you can better manage your borrowing records.
Extended information:
Will I be able to collect on my overdue small loans?
Whether a small loan is overdue for a home collection depends largely on the lender's rules.
Like some platforms mainly through text messages and phone calls to collect.
While some may be door-to-door collection, especially a lot of direct outsourcing of the collection business to the platform of the specialized collection company, there is no small probability of door-to-door.
To this end, in fact, as long as you receive a collection of text messages or phone calls to pay off the arrears on the line, the lending platform will not be overdue immediately door to door, and as long as the arrears in a timely manner, after the platform will not naturally call again.
And if you really can't pay it off, you can take the initiative to contact the platform customer service for negotiation, and try to apply for an extension of the repayment period, repayment in installments.
You also need to pay attention to the fact that if you are being treated violently by the staff of the collection, threatening and intimidating, it is possible to report to the local public security department if necessary.
If you think that the interest rate charged by the platform itself is not compliant, you can in turn collect relevant evidence to report the platform.