The new Civil Code of 2021 has written violent collection into the criminal law, which came into effect on March 1st. Anyone who physically assaults a debtor, causing physical or mental harm, is guilty of illegal collection. For violent collection and other illegal behavior, as a victim should collect and fix the evidence in time.

The option is to call the police or file a civil lawsuit. Because only involves public security violations or criminal offense belongs to the jurisdiction of the public security organs, if the violent way of collection can not reach the seriousness of the law, the public security organs is possible not to deal with. Therefore, if you want to defend your rights can also be through civil litigation, to the court to request the other party to stop the infringement of behavior. After the court's decision, if the other party still implement violent collection, it will be suspected of refusing to execute the effective judgment of the crime, is a criminal offense, can be held criminally responsible for the other party.

But to remind everyone is, in any case, try not to let their own loan overdue this situation, because this situation is to be recorded in the big data credit, overdue not to return the arrears will lead to the borrower's big data credit abnormality. The borrower will thus become a defaulter and be restricted in every aspect of his life. If you do not know your big data credit situation, you can check your situation at Clean Data and save the relevant data, and you can find this public number to know your multiple borrowing records, debt details, loss of credit information, online loan overdue details, and blacklisting information.

Many people, when borrowing, hope that this part of the loan, can solve their momentary difficulties. However, sometimes the repayment problem is ignored, some people in the borrowing is very fast, but in the repayment is twisted, because the cash flow problem is not able to make repayments on schedule. Many loan platforms in the registration as well as borrowing, need to obtain access to the address book through the cell phone. That is, the platform holds the borrower's address book and all the contact information, when the user does not have the means to repay on schedule, or even more than the expected time, these formal online lending platform will enter the address book of the blasting, debt collection.