First of all, the first step: immediately call the police by dialing 122. The police will tell the car to notify the insurance company when they arrive. Step 2: If you have someone injured should be sent to the hospital immediately. The insurance company's people will go to the hospital to take pictures of the injuries. After the accident, only the car reported to the insurance company, because the insured is him, if he is fully responsible for you in the hospital should advance all the medical expenses to be discharged from the hospital after the injured insured to take the injured (proof of condition, discharge certificate, cost list, medical records, inspection reports, invoices, copies of ID cards of the injured) to the insurance company to report. You go to the insurance company claims useless.
First, you don't know the insurance company, and then do the insurance is the driver they go to do.
Secondly, even if you go to the insurance company, you need a lot of formalities, the insurance company only recognizes the insured, and other people can not talk to the insurance company. Now you only have to pay for the driver who hit you, and you can let the driver make a claim for the rest. If he needs you to be hospitalized or anything else, just provide him with the paperwork and you're done. (Remember that you only say things to the driver on the line, the other you do not care about him, he can pay your medical bills to you on the line)
[Legal basis]:
"Road Traffic Accident Handling Procedures"
Article 60 of the public security organs of the Traffic Management Department shall be based on the parties to the occurrence of the role of road traffic accidents as well as the severity of the fault, to determine the responsibility of the parties. degree, determine the responsibility of the parties involved.
(1) If a road traffic accident is caused by the fault of one of the parties, he shall bear full responsibility;
(2) If a road traffic accident is caused by the fault of two or more parties, he shall bear the main responsibility, the equal responsibility, and the secondary responsibility, according to the role of his behavior in the occurrence of the accident, as well as the seriousness of his fault;
(3) If all parties are not at fault, the road traffic accident is the responsibility of the public security organs and traffic management departments of the public security organs. Road traffic accidents, traffic accidents, all parties are not responsible.