Internet loan overdue will not prohibit borrowers from traveling on airplanes. Internet loans are seriously overdue, the lending institution sues the user, the user still refuses to repay, the court enforces, the arrears still can not be repaid, then the user may be listed as a bad faith executor. When becoming a bad faith executor, the user's high-end consumption will be restricted, as well as not being able to take airplanes, high-speed rail and other means of transportation.

So, after the online loan is overdue, the user can just pay it off as soon as possible, then it will not become a bad credit executor.

Credit card online loan overdue after the blacklist can still buy train tickets?

A positive answer

Internet loan blacklisting is allowed to take the train. And to be precise, online lending blacklisting doesn't really have anything to do with whether or not you can take the train.

Two, specific analysis

Because first of all, whether you can take the train depends on whether the person's credit is broken or not, and will not look at whether the online loan is blacklisted. Most of the online loans have their own set of independent credit system, and not access to the central bank credit system.

Secondly, as long as the court is not included in the list of defaulters, the normal travel will not be affected, naturally, you can take the train.

Additionally, even if you are included in the list of bad faith executives, you are restricted from taking airplanes and high speed trains, but you can still take a normal train.

In the "Supreme People's Court on the restriction of the executor of a number of provisions of high consumption" clearly shows: the executor is a natural person, is restricted high consumption, in the ride on the means of transportation can not choose the aircraft, soft sleeper train, the ship more than the second-class class; can not take all the seats of the train of the G train, the other train of the train of the first class or more seats.

On a regular basis, you must pay attention to maintain a good personal credit, so as not to affect the normal travel and daily life.

Get a big data report at Pei Tip Speed Check to check your overdue records and categorize your online loans, formal and informal, creditworthy and non-creditworthy. If you want to pay back but don't have enough money, then negotiate with the online lending platform and prioritize paying back the formal creditworthy ones to minimize the impact on you.

Three, what are the online goods blacklist query system?

Everyone's personal credit is very important, usually should be conscious of the maintenance of credit, and occasionally you can query the credit system, so as to avoid the emergence of the "loan" "card" situation.

1, the People's Bank of China credit

This is the most authoritative, the most comprehensive, the most credible blacklist query system, the People's Bank of China did not authorize any agency or APP, we had better directly find the "People's Bank of China Credit Center" on the Internet, register and log in to complete the identity verification, you can easily query! The first thing you need to do is to get your own credit card.

Of course, there is no clear "blacklist" standard in the financial industry, and each bank's wind control is different. Generally speaking, it is difficult to apply for a mortgage, provident fund loan, credit card and other credit products if you are in compliance with the requirements of three consecutive sixes, a bad loan, and a current late payment.

2, hundred lines of credit

As the largest private credit platform now, 2019 will officially begin operations, the total **** have Sesame Credit, Tencent Credit, Qianhai Credit, Koala Credit, China Chengxin Credit and other 8 companies **** with the formation, basically includes the industry's formal reliable platform data, if you often apply for a licensed microfinance companies, consumer financial products. If you often apply for licensed microfinance companies and consumer finance products, you should also be able to check the data on Baixing Credit, and more companies will be stationed in the future.

3, private credit

Sesame credit is one of the most used and most frequent credit system, many online loans will authorize the sesame score, if the sesame score is very low or have a negative record, not only affects the chants, chanting, online business loans and other Alipay loans, authorize the rate of online loans will also have an impact, so you can check it. All in all, we do not just believe those who claim online online loan blacklist query system, after all, to provide their own details, it is easy to cause identity leakage, or choose a safe and reliable channel is better.

Can I sit on a plane or train if my credit is black?

The credit report on the late and other bad credit record does not affect the train, unless because of the late arrears serious and refused to pay, was included in the court of law in the list of bad faith executives, will not be able to ride the train.

Because the travel of the executor of the bad faith is restricted, can not take all the seats of the G class trains, as well as other classes of trains first class and above, soft sleeper trains (including senior soft sleeper), as well as can not sit in the aircraft and ships in the second class or above.

In addition to this, the executor of the breach of trust can not buy private cars and private planes, but also restricted high consumption, can not be in the star-rated hotels and hotels, as well as golf courses and other high-level consumption, can not speculate in the stock market, to buy a house, the personal name of the property, the income will also be checked and controlled.

And the bad credit record on the credit card, although it can not affect the individual travel, but it will make the individual for credit cards, loans hindered, because banks and lending institutions, platforms usually because of the credit problems and direct refusal to approve the card, approved the loan. If you want to successfully get a credit card or loan, you need to go ahead and get your credit repaired.

Just go to: Bay Pointe Quick Check. Click on the query, enter the information can be queried to their credit data, query to their own personal credit situation, net black index score, blacklist situation, online loan application records, application platform type, whether overdue, overdue amount, credit card and online loan credit estimate amount and other important data information, and so on.

Expanded information:

Can you take the train if you haven't repaid your loan in a year?

The fact that you haven't repaid your loan for a year doesn't mean you'll be classified as an executor for breach of trust, so you won't be able to travel. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and you'll be able to do that.

So, if you're overdue, make sure you pay back the money as soon as possible so that you can use it again after the system reassesses your situation.

Additionally, if you haven't paid for a year, you'll have a bad credit record and won't be able to apply for any credit.