Worry to the credibility of the Hall to play the loan can not stop the interest hanging accounts. The hassle-free to play credit card can take the initiative to contact the platform customer service to negotiate, apply for an extension of the loan repayment period or installment repayment of arrears, to be unable to pay back the loan with the platform to make it clear, and to provide relevant information to prove that it is not intentionally owed not to pay back.