Chongqing Fumin Bank is the first private bank established after the normalization approval of the former CBRC, and it is also the first private bank approved to open in the central and western regions. Chongqing Fumin Bank was established by seven local private enterprises, including Hanhua Jinkong, Zongshen Group, Fuan Pharmaceutical, Yujiang Die Casting, Haite Environmental Protection, taoranju and Bonn Technology, with a registered capital of 3 billion yuan. Chongqing Fumin Bank adheres to the concept of science and technology, relies on leading financial technology capabilities and big data risk control technology, focuses on industry, ecology and scenario exploration, supports the real economy, and improves the quality and efficiency of inclusive finance, thus gaining a good market reputation.

What are the loan terms of Fumin Bank?

The applicant is a citizen of China under the age of 65 and has full capacity for civil conduct; The applicant has a fixed residence, permanent residence or valid residence permit at the place where the loan bank is located; The applicant has a legitimate job and a stable income, and can repay the principal and interest on time; The applicant has a good credit record, is willing to repay, and has no bad credit record; The applicant can provide legal, effective and reliable guarantee recognized by the bank; The purpose of the applicant's loan is clear, and the purpose of the loan conforms to the relevant provisions; Other conditions stipulated by Fumin Bank.