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Can Changzhou Provident Fund be withdrawn?

As long as you meet the withdrawal conditions, you can apply.

There are restrictions on the withdrawal of housing provident funds. According to relevant regulations, the following conditions should be met:

(1) The unit where the employee works and the employee himself must pay and deposit the housing provident fund in full every month

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(2) Comply with the provisions of Article 24 of the "Housing Provident Fund Management Regulations":

1. Purchase, build, renovate or overhaul self-occupied housing; where "purchase" refers to When employees buy a house, they have ownership of the house they purchase. The house can be public housing, commercial housing, affordable housing, second-hand housing, etc. "Construction" refers to the construction of housing by urban residents with the approval of real estate management agencies, urban planning management agencies and other departments; "renovation" refers to the complete demolition of the housing, new design, and re-construction of the housing; "Major repair" refers to the need to involve or replace the housing Some of the main components, but not all of the housing, need to be demolished.

2. Employees who retire or retire

3. Employees who completely lose their ability to work and terminate the labor relationship with the unit

4. Employees who leave the country to settle down

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5. Repaying the principal and interest of the house purchase loan

6. The rent exceeds the prescribed proportion of family wage income

7. The employee dies or is declared dead

< p>The general procedures for employees to withdraw housing provident funds are as follows:

(1) First submit an application to the unit. After the unit reviews the relevant certificates submitted by the individual, if the withdrawal conditions are met, the unit fills in the approval form for individual withdrawal of housing provident funds. , and stamped with a reserved seal.

(2) The unit manager or individual employee shall bring the provident fund personal withdrawal approval form together with the originals and copies of relevant certification materials to the provident fund center that establishes a housing provident fund account for the unit (hereinafter referred to as the provident fund account opening account). Center) for approval. After the provident fund center completes the approval and entry business, it will stamp the provident fund individual withdrawal approval form filled out by the unit with a special seal for provident fund approval.

(3) The unit manager or individual employee shall go to the provident fund center where the account is opened with the provident fund individual withdrawal approval form and the "Housing Provident Fund Management Center Transfer Voucher" filled out and signed by the unit. For transfer business, the provident fund center transfers the housing provident fund applied for withdrawal by employees to the basic settlement account of their unit, and the unit withdraws it and pays it to the employee.