The epidemic has allowed the advantages of digital management to emerge. For consumers, during the epidemic, if there were no digital platforms such as community group-buying, online grocery shopping, etc., then they might not be able to secure even a basic livelihood. But because of the digital business platform, even if you don't go out for months, food, clothing, housing and transportation is not a problem. For merchants, digital business can make their decisions more accurate, after the introduction of digital business model, merchants can use big data to understand where consumers are at the first time, as well as their needs and hobbies, so that they can be more accurate marketing to consumers.
1, the construction bank as early as 2010 kicked off the prelude to the practice of digital business, through three major stages. First, through the construction of a new generation of core systems, business processes were reengineered at the enterprise level, creating a solid foundation for the Bank's digital business. Then, on the basis of the construction of the "new generation core system", we started the construction of financial ecology, promoted the construction of platform and scene, and opened up the financial capabilities and data to the society in the form of services. 2019, we further started the exploration of the comprehensive digital operation, and in accordance with the digital operation idea of "building an ecology, setting up a scene, and expanding users", we will continue to explore the digital operation of the Bank. In 2019, we will further start the exploration of comprehensive digital management, and in accordance with the digital management idea of "building ecology, setting up scenes, expanding users", we will build three major platforms of business, data and technology, and comprehensively improve the ability of data application, scene operation and management decision-making.
2. Looking back over the past ten years, the determination of strategy, the courage to be the first, and the motivation to commit to the construction of a better life have guided the Bank's exploration of digital management across all the hurdles. The journey has been arduous, but the aftertaste is long. Setting sail: Launching the "New Generation Core System Construction Project" to build a base for digital operation Around 2010, China's economy entered a gear shift period, deepening reform and practicing the new development concept required traditional commercial banks to take the initiative to adjust their operation and management methods. The Bank put forward a timely business transformation strategy of "comprehensive, multi-functional, intensive, innovative and intelligent". The "New Generation Core System Construction Project" was launched in this context, which is a positive exploration for the Bank to cope with challenges, break through bottlenecks, initiate profound changes, and consciously and proactively promote the overall transformation, as well as an enterprise-level business process reengineering.
3, good builder, not broken not established. The "new generation" is not limited to the original system of tinkering, but stands in the enterprise-level perspective, to promote business and technology for comprehensive transformation. Before the transition, the construction bank business departments total *** dozens of systems in operation, the process is long, data isolation. After the transformation, the Construction Bank has broken through the barriers at the system level, department level and branch level, and realized carrier-like enterprise-level capabilities. This is not simply the addition and sum of capabilities, but the integration, derivation, and maximization of enterprise-level value of capabilities. Based on this, there are three transformation concepts at this stage: customer-centric, enterprise-level architecture as the core, and enterprise-level business model driven.