Digital transformation is fundamental, long-term, and hidden for banks. Therefore, digital transformation has raised the risk control requirements of banks to a higher level in terms of loans, making users' loan business on the bank's Internet more convenient and faster in approval.
What is the essence of digital finance for enterprises?
Digital transformation is fundamentally a process of deep industry integration, integrating digital technology with industries and scenarios to directly create value for end customers. For example, by connecting agriculture, manufacturing, logistics scenarios with finance, the future market space will be very broad, and both parties will also deepen cooperation around the scenarios. For financial technology companies, their essence is still finance. Facing the speed, complexity and uncertainty brought about by the digital wave, the choice of digital strategy will be crucial to how companies respond to risks and seize opportunities. Digital transformation is the simultaneous transformation of business and technology, in which promoting business transformation through digitalization is the ultimate goal.
What is the future development trend of digital finance?
Digital finance will become a new trend in the development of industrial digitalization. With the support of technological cornerstones such as cloud computing, big data, artificial intelligence, blockchain and 5G, the future of financial technology will move towards digitalization, intelligence and industrialization. "Xue Zhenghua, deputy dean of the Financial Technology Research Institute of Tsinghua University, said that it is worth noting that artificial intelligence has achieved practice in digital human interviews and digital financial people in the financial field.
What is the prospect of digital finance in my country? ?
Our country has extensive infrastructure construction in digital finance, but there is still the problem of uneven development. Especially in terms of talent training, various financial institutions are paying more attention to digital finance. With increased investment in technology and innovation, the demand for talents in the digital financial field will increase accordingly. Data shows that as early as 2018, banks’ investment in information technology professionals increased by 10%, and private digital finance The proportion of enterprises is even higher. These data show that the employment prospects of financial digital majors are very good. Although the demand for talents by various financial institutions is increasing and the competition in the digital financial professional talent market is increasing, each institution has high requirements for the quality of talents. Still very high.