Small and medium-sized enterprises (SMEs) financing difficulties has been a major difficulty in the development of SMEs. Due to their small scale, SMEs are prone to cash flow tension or even breakage, therefore, how to revitalize the capital has become the most concerned issue for SMEs. Supply chain finance is based on the real transaction background of the supply chain. It is different from the traditional bank lending in the past, and can better solve the financing difficulties of small and medium-sized enterprises due to unstable operation, lack of credit, lack of assets and other factors.

Traditional bank lending is based on static analysis of the past financial information of the enterprise, and credit decisions are made based on an isolated evaluation of the credit-granting entity, so the bank has not grasped the real operating conditions of the SMEs. On the contrary, supply chain finance evaluates the credit status of the entire supply chain and strengthens the structural control of the debt itself. Under the premise of real transactions, supply chain finance makes up for the credit deficiency of SMEs with the information advantage of large enterprises, thus comprehensively improving the credit level and credit capacity of SMEs in the industrial chain. The essence of supply chain finance is credit financing, which finds credit in the industrial chain.

At present, the difficulty and resistance to the real implementation of supply chain finance is still great. Whether or not we can do a good job in supply chain finance is directly related to the service enterprise's understanding of the industry, its ability to control risks, and its strategic partnership with banks. The core of Yuntu's supply chain finance is the ability of risk control and big data management, and docking banks as the capital side. To carry out supply chain finance, we must have the comprehensive ability to understand the industry, financing methods, risk identification, design of financial products and programs, etc. Data-only theory, port-only theory, etc. will not work. The company's main goal is to provide the best possible service to its customers, and to provide the best possible service to its customers in the future.