You must first look at what content to upgrade before making a decision. If you want to know how Pacific Insurance Company is, you can read here to learn about "How is Pacific Insurance Company?" Is it reliable? 》

Insurance upgrades are often also updates of insurance products. Some products will add protection on the original basis, and the names will not be changed and the content will be updated. Some products will also change their names after upgrading the protection, but no matter where they are, There are often two reasons behind the upgrade of insurance products:

The first is market factors. There will be fierce competition in every industry, and the same is true in the insurance industry. When competitors upgrade their products, it will stimulate the upgrading and improvement of their own products. In the insurance industry, products and services are the two cores. Products must not only have price advantages, but protection is also the main competitive content.

The second aspect is product sales. High-quality products will naturally have a broader market. As the sales channels in the insurance industry become more diverse, product quality has become the main guarantee for sales. Just as more and more million-level protection products are launched, users Seeing products with higher protection also stimulated product sales.

For example, in critical illness insurance, product upgrades will focus on the scope of protected diseases, such as minor disease protection, major disease types, number of claims and premium exemptions, etc. We can also choose based on Comprehensive comparison of these aspects.

So don’t be tempted to upgrade impulsively when you see a product upgrade, or have the idea that you would have lost money if you bought it earlier. Be sure to pay attention to what is being upgraded. If the upgraded new product is more practical, If you have value-added services and the protection is much enhanced, you can consider upgrading. At the same time, you should check whether it is free or paid. If it is free, we will upgrade. If it is paid, consider whether it is expensive or not. If it is within the scope of what you can afford, then you can upgrade.

When buying insurance, please consult Daddy Insurance to customize a personalized insurance plan. For subsequent insurance upgrades, you can also consult Daddy Insurance for help. In addition, for service issues regarding claims settlement, Daddy Insurance will also send people to follow up throughout the process. .