Strict.
According to the inquiry on Industrial Bank’s official website, Industrial Bank’s risk control is relatively strict. Industrial Bank has taken a series of measures in terms of risk management, including establishing a complete risk management system, strengthening internal controls, improving credit management, risk early warning, etc., to ensure the safety and stable operation of bank assets. At the same time, for the credit card business, Industrial Bank has also adopted strict risk control measures, including credit assessment of credit card applicants, risk monitoring during the use of credit cards, and collection of overdue repayments. Industrial Bank also uses technological means, such as big data analysis, artificial intelligence and other technologies, to more accurately identify and monitor risks to ensure the safety of bank assets.