Career prospects: Accounting is the most conservative and appropriate career path after graduating from financial management. Many students give up this road because there is too much talent supply, which leads to fierce competition and limited career prospects. In fact, this view itself is wrong. First of all, there are too many basic talents and ordinary talents in the current market, and the demand for excellent financial talents is still great. Career path: If you want to find an accounting job smoothly when you graduate, that is to say, to become an excellent financial officer at the preparatory level, you must first practice basic skills in school, then participate in internships as much as possible, and finally receive professional training if possible.
Basic skills: The so-called basic skills refer to professional knowledge, advanced financial management and cost accounting. Don't think that accounting is a "rough job" and difficult to learn. In big companies, those consolidated statements really dazzle novices. It is easy for students to stay in theory and think that they have mastered it, but they are at a loss when they encounter practical problems. Therefore, you should do more accounting problems. If you study accounting, you will definitely fail.
It is best to master the use of more than one financial management software, such as UFIDA and Kingdee-you must be able to use it to deal with practical problems. Because at present, a slightly larger company may not be able to apply ERP, but it is very common to use software for basic financial processing.
Internship: Especially important. It can change students' own understanding of accounting, let us adjust the professional knowledge structure in a targeted way, and also help us to face the recruitment examination of employers more calmly. During the internship, we need to master all kinds of financial tools, see more, listen more, learn more and try more-even you can repeat everything the teacher has done. All working procedures should not only remember the time and sequence clearly, but also make a copy if it is convenient: tax form format, wire transfer form format, goods contract format, general taxpayer application form, forms filled in during annual inspection and so on. Over time, you will become an expert. This is your biggest advantage in finding a job-the enterprise will not let you use new people to operate capital, but let you do basic financial work. For the former, you only need to have a complete concept and knowledge structure, and the latter is really needed.
2. Financial planning talents
Career prospects: The so-called "financial planner" is a financial professional who uses his professional financial knowledge to provide financial planning services for individuals. At present, there is no special financial planner in China, and professionals engaged in financial planning are scattered in insurance, banking, securities and other financial industries.
Career path: To become a financial planner, you must first master nine basic knowledge, namely economics, consumption expenditure, insurance, investment, monetary finance, industrial investment, taxation, financial accounting and related laws and regulations. At the same time, we must have rich experience in some fields, which requires us to enter the fields of insurance and finance to "gold rush" when we graduate.
Employees engaged in personal finance should be professionals who have undergone rigorous training and obtained corresponding qualification certificates. Financial planning is a comprehensive financial service, which is aimed at the whole life of customers rather than a certain stage, including personal assets, cash flow budget and management, personal risk management and insurance planning, establishment and realization of investment objectives, career planning, children's education and education planning, residence planning, retirement planning, personal financial planning and inheritance planning at each stage. Employees should not only have profound professional knowledge, skilled investment and financial management skills and rich financial management experience, but also be familiar with financial business fields such as stocks, funds, bonds and foreign exchange.
(B) financial management professional employment channels
The five most concentrated destinations for financial management graduates are: small state-owned enterprises, large and medium-sized private enterprises, small foreign-funded enterprises, large and medium-sized state-owned enterprises and large and medium-sized foreign-funded enterprises.
Second, the financial management professional employment treatment
1. Accounting talents: There are also many kinds of accountants, and general accountants have different salaries according to different positions. Fresh graduates are about 2000 yuan, 2500 yuan for two years, 4000 yuan for five years and 8000 yuan for ten years.
2. Financial planner: According to different industries, the salary of financial planner is different. The fresh graduates basically fluctuate around 2,000, and they can reach more than 3,000 for two years, 5,000 for five years, 6,000-8,000 if they have a qualification certificate, and the monthly salary for ten years is about 20,000. If it is a regular financial planner, for example, the annual salary of private VIP financial managers in banks can reach 600,000 ~ 2 million, and the average annual income of account managers in financial institutions' financial centers is more than 300,000 yuan. At present, financial planners have surpassed certified public accountants and lawyers to become the most popular "golden collar occupation". Forbes magazine once listed the top ten occupations with the highest income in this century, and financial planners ranked second.
Third, the financial management professional employment fever
After completing the professional training, graduates majoring in financial management can engage in relevant business work in government economic management departments, enterprises and institutions, financial securities institutions, accounting firms, asset appraisal firms and other intermediary institutions, engage in financial management work in industry and commerce, financial enterprises, institutions and government departments, and engage in teaching and scientific research work in universities and scientific research units.
Four, financial management professional employment potential industry
Financial analysis and securities investment consulting are both subdivisions of employment for students majoring in financial management. Graduates majoring in financial management have accumulated experience after further study, participated in standardized qualification training and obtained qualification certificates.