Collection of money owed. According to the query of relevant public information, online loan overdue to call family members is a collection method taken by online lending institutions, the use of big data to find the contacts of overdue customers, and then will harass these contacts, the purpose is also to repay the loan as soon as possible. Net lending, the foreign name is Internetlending, p2p net lending is the abbreviation of network lending, including individual network lending and commercial network lending.