To the online loan artificial customer service call Frequent To ask their own loan application records but did not borrow Will it have an impact on the big data?

I. Telephone counseling, in itself, has nothing to do with credit data.

Two, the credit data will be generated only after the loan is granted.

Three, the online lending company can not enter the credit of the People's Bank of China, can only enter the Internet Finance Association, and in the future may enter the credit of the hundred banks.

Four, high interest rates on online lending, low degree of compliance, please be careful, where the annualized interest rate of 36% or more, charging interest in addition, do not borrow!

Distinguished Alumni of the College of Arts and Letters, Xihua Normal University

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