If you have repaid the Meituan loan on time, it will generally not have an impact on your credit record. But you also need to know that personal credit is very important for future financial services. Therefore, do not take overdue online loans lightly, because in addition to collection, personal credit will also be affected. Especially for online loans with credit bureaus, once there is an overdue record, it will have a serious impact on future bank loans or credit card businesses. Even if online loans cannot be listed on the credit bureau, the data can still be recorded. You can check your online loan history, overdue details, debt status, dishonesty information and online loan blacklist in "General Credit Check". Therefore, you must plan your repayment plan reasonably and do not let borrowing and repayment exceed your ability to bear.