The ICBC eCredit has no risk. ICBC Rongan e letter is ICBC give full play to the advantages of financial expertise and information technology, independent research and development put into production of big data anti-fraud risk information service platform, ICBC and public security organs jointly *** built telecom fraud risk information base, the platform to risk management as the core, the integration of the ICBC from the internal, industrial, commercial and tax customs, public prosecutors and law and other social credibility system, domestic and international financial industry, domestic and foreign anti-fraud service organizations and other authoritative information, and with the relevant business system docking application of the whole bank to form a set of information collection, risk warning, monitoring and analysis and active control. The platform integrates authoritative information from ICBC's internal social trust systems such as industry, commerce, tax, customs, public inspection and law, domestic and foreign financial industry, domestic and foreign anti-fraud service organizations, etc., and is docked and applied to the relevant business systems of the whole bank to form an all-around external fraud risk management and control platform that integrates information collection, risk early warning, monitoring and analysis and active control.