A. Will there be new developments in the recalculation of pensions for retired middlemen in 2022?
Retired in the people is in the pension insurance system reform before the work, the reform after the retirement of the institutions staff. Some time ago there are a number of regions of the retired middleman pension treatment recalculation, retired middleman is more special, is in accordance with the average social wage standard in September 2014 to calculate the retirement treatment, receive is not a real pension, is a pre-paid pension. Pension recalculation will have a certain degree of increase. 2022 retired middlemen pension recalculation of new developments, certainly can bring a lot of surprises.
Two, in 2022, there are new changes to pensions
There are new changes to pension policy, concerning corporate retirees and flexibly employed people, which will bring us 4 good news.
1, the changes in the way the pension is issued, before the retired elderly want to take the pension, they have to take the bank card to the counter to withdraw cash, and now because of the epidemic also dare not gather in the public places, as long as the opening of the social security card, every month, you can receive the pension on time. Now the cell phone and the network is also gradually become the trend of the elderly plaything, in the future the social security card will become the main channel of pension payment, the retired elderly as long as the operation of the cell phone, you can be on their own pension payment situation at a glance.
2, pension payment treatment increased, because the basic pension is based on the local average wage in the previous year to calculate the base, now the price level and the average social wage annual upward adjustment, the pension also followed the annual increase.
3, the pension is more convenient to receive a different place, many of the elderly after retirement to follow their children to other cities to live, change the new city pension is very inconvenient to receive, the epidemic period in and out of a number of cities will face a variety of uncontrollable risk factors. The pension merger means that under big data, the pension is more convenient to receive in different places.
4, pension qualification is more humane, in order to prevent fraudulent claiming of pensions, maintain pension security, our country will be certified for pension qualification. But some old people have a bad memory, will forget to certify the time or some old people have mobility problems, there is no way to go to the relevant departments to certify the pension is the main source of income for many retired elderly people, resulting in the suspension of the pension will affect the normal life of the elderly. The arrival of the intelligent era has brought us the convenience of online certification through cell phone software or social security department personnel door-to-door service.
Three, how can I get more pension?
Wanting to retire to a more colorful old age, not worrying about food and clothing, relying solely on social security in the pension is not enough. At present, the country are vigorously developing the third level of pension, pension on their own. In addition to the establishment of a personal pension account, you can also play the advantages of commercial pension insurance to give their own pension plan more choices and protection. What kind of pension insurance to choose? We can choose between a pension annuity and an enriched life. Pension annuities are guaranteed for old age. After paying certain premiums and reaching a set age, the insurance company will unconditionally pay out a pension, and as long as the insured lives long enough to maximize the number of years of benefits, the more and more cost-effective the pension will be. Enhanced longevity is the higher the sum insured the older the person gets with a fixed premium.
Four, Summary
Nowadays, many young people are concerned about and consider how to ensure that they can have enough pension after retirement. Only when we are young, to deliberately and effectively grow our exclusive pension insurance plan, the amount of participation and the number of years of participation, to do a good job in all aspects of the measures, in order to be in the old age when the arrival of the crisis. If you are still confused and do not know how to buy insurance, you can go to a professional, excellent insurance broker to consult. Because professional insurance brokers will be a full range of assessment, according to your problems and needs tailored to the program, Baibaojun - has a professional and strong team of advisers, for you to match to the most suitable for your exclusive adviser, on Baidu search "Baibaojun" to provide you with a more professional adviser.