1, high demand for houses. Like any other product, the price may increase when there is a high demand, and the same is true for houses.
2. Human resources and price level rise. This is also a key factor in determining the basic construction cost of a house, because when labor costs and price levels rise, the price of the house will naturally be affected by the increase.
3, house demolition and relocation compensation caused by the home buying trend. The country in recent years, "old village renovation" renovation program, so that a large number of people are forced to enter the city to buy a house, which led to a further increase in the price of the house.
4, the house has the input characteristics. The real estate industry not only has an important role in the settlement, but also has the project investment appreciation, and even the effect of appreciation, and at the same time the property rental is also an additional income, so the house is not only the demand for housing, many home buyers will buy a house to invest in, which to a certain extent has also contributed to the rise in house prices.
5, the characteristics of land resources. Land is the country, the land resources in big cities must be real estate developers bidding to develop and design. The more land resources in big cities are developed, the less land area is available. Therefore, the price of land in the city, real estate developers need to pay the cost will be higher and higher.
Homebuyers harm the influence of housing prices1, the current policy harm
Along with the development of the real estate market, the new real estate policy for the real estate market is very harmful, but also because of the control of the new real estate policy, the real estate industry in order to physical and mental health of the development trend continues. Home buyers should look carefully at the current stage of the new real estate policies, such as the government on housing development design or the transaction of limited or incentivized existing policies, will correspond to the restrictions and incentives for housing transactions, may affect the price of the house up or down.
2, urban planning and construction hazards
I don't know if you have ever heard of, buy a house to follow the urban planning and construction, at the same time each stage of urban planning and construction of the core are different, urban planning and construction once implemented, will affect the price of the house in the region. Many people do not know what urban planning and construction includes, such as the recent home buyers are very concerned about traffic and transportation issues, if the new urban planning has planned some new rail transit lines, so that along the railroad tracks and its business circle around the housing prices will gradually increase.
3, regional hazards
If you have paid more attention to the price of some of the properties for comparison, you will find that the price of the house with the region is a great relationship between the good and the bad, as we often say, the success of real estate development lies in the part, part, or part. From this we can see the necessity of the area for the house, the area is good, the business bureau is more developed, geographically well located, densely populated areas, the cost of housing is higher, plus nowadays the area is good area, other supporting facilities will be very sound, easy to talk to a lot of convenience.
4, the age of the house
The age of the building is mainly used for second-hand housing, in addition to new housing transactions, second-hand housing transactions are actually quite a lot, and the age of the building is also a factor in determining the price of the house. For example, in the same neighborhood, the newer the house, the greater the price of the house, and the higher the age of the house, the price will be slightly lower, and now it is a staged purchase of the house, from the point of view of the borrowing, the bank will be investigating the age of the building, the older the more difficult to handle the loan.
What level should a reasonable house price be at?In the past two years the country has enacted many existing policies to curb housing prices, and now has achieved very obvious practical results, the north, Guangzhou and Shenzhen have all seen a decade of rare once in a decline in the number of new property transactions have also greatly reduced. Third and fourth tier housing prices have also dipped because of the tightening of the old city renovation funds. From this phenomenon seems the housing market is really stabilized. And today's market seems to house prices can also fall, because with today's people's salary level spacing home purchase is a big obstacle, want to really implement the housing without speculation situation, should let the per capita income increase beyond the house price increase, or house prices fell.
While we all know that the future of housing prices fall, but this is really the end, if the endless fall that will not be like Japan and the United States collapsed. We all know that house prices are not as good value as they can be, they always remain at a certain level.
The new round of house price increase gradually time 2015, this 4 years basically doubled the house price across the country. Even if the GDP increased by 10% a year to calculate, that 4 years housing prices actually have to rise 40% to normal, so it is obvious that this is not reasonable. Therefore, nowadays, house prices can still fall by at least 30%. If prices fall by 20-30%, that's a good place to be.
If prices fall further, then the buyer pledged in the institution property beyond its own use value, the financial institutions will require the buyer to increase the pledge or asset. For example, if a person buys a one million dollar house with a bank loan of more than seven hundred thousand dollars, and the price of the house falls by more than thirty percent, the house is not worth seven hundred thousand dollars, the financial institution will require the buyer to make up the difference. We all know to this limit, home prices will terminate the downward spiral.
From the household population size gains, it seems that a 30% decline in home prices is also a valid position. According to big data, in our country average house price level in 8000/square meter, and urban per capita income in 3500/month, house prices fell by 30%, the house price is 5600/square meter, so that the ordinary people can afford to buy a set of 40 square meters of house in 5 years.
Overall, the scientific and reasonable house price is under the premise of today's house price is reduced by 30%, to achieve such a relative high, neither destroy the economic stability, the ordinary people according to their own efforts can also afford to buy a house. Housing prices will not be too high, but rather a real sense of doing as a product so that the public can buy, in order to do really give full play to its role in the settlement. However, the decline in house prices, is a serious test, the current stage of the implementation of national policy guidelines, just so that house prices to maintain a stable and slow reduction, it seems to have been effective, we look forward to the future of house prices can reach an effective height, so as to realize the housing without speculation.