Post-loan management refers to the follow-up and management of loans taken by financial institutions after loan issuance, which mainly includes regular return visits to the borrower, following up on each installment of the borrower's repayment, collection of the loan after it has become overdue, and settlement of the loan after its expiration, etc., and it is an important part of the loan business.

Features of Post-Loan Management

1. Post-Loan Management will not affect credit information, but overdue loans will affect personal credit information in life. Post-credit management generally checks whether the borrower's credit information has changed. This check allows to understand the changes in the borrower's information and to assess the likelihood of loan risk.

2. Post-credit management does not count the number of inquiries when checking personal credit information, but the number of inquiries within a certain period of time will be limited. If more than a certain number of inquiries, personal credit information will be affected at this time. In real life, different financial institutions query credit information with different frequencies, there is no need to panic during normal inquiries.

3. Through post-credit management, you can understand whether there are changes in the borrower's financial changes, such as liabilities, the number of credit cards, new loans, and so on. Generally handled loans, every once in a while will be a verification of the borrower, so as to detect changes in the basic information of the borrower.