Retail end credit products online has become one of the trends in the development of the financial industry. In the credit business, it will be faced with various types of fraud risks such as fraudulent loans by black and gray industry gangs, intermediary packaging, customer forgery, theft and fraudulent loans, channel collusion and other types of fraud risks for a long period of time, and at the credit risk level, there is also the problem of not being able to effectively assess the repayment ability of the borrower due to the lack of data within the credit system, credit white households and so on.
How to control credit risk losses, reduce risk control operation costs, and quickly support new business expansion and upgrading has become a key challenge for credit business.
Top Image's one-stop intelligent credit risk control platform for financial institutions:
Top Image's one-stop intelligent credit risk control platform covers the whole process management of credit risk control (pre-credit, credit and post-credit), multi-party data docking, risk control and quota decision-making, anti-fraud strategy, post-credit visualization and monitoring, etc., which improves the bank's on-line real-time credit risk control decision-making capability, automated approval capability, credit review process management capability and credit monitoring capability, and enhances the bank's on-line real-time risk control decision-making capability, automated approval capability, credit review process management capability and credit monitoring capability.
The bank's online credit risk control decision-making capability, automated approval capability, credit review process management capability and credit data management capability, realizing real-time data complex processing and precipitation, forming a closed loop of business, and providing a strong guarantee for the healthy and sustainable development of the online credit business.
Meanwhile, Top Elephant's financial credit risk control solution has three major advantages. It can achieve a mature cold start solution for anti-fraud and wind control, rapid customized wind control modeling for new business and new class groups, and autonomous evolution of AI fusion wind control, which fully meets the needs of credit business and improves customer experience.
Top Image Technology's financial real-time anti-fraud solutions for financial institutions:
With the Internetization of financial institutions' business and the rapid development of new finance, there are more and more scenarios for online credit, transaction and payment, and marketing operations.
Identity impersonation, malicious loan fraud, woolgathering and other fraudulent means are endless, bringing many risks to financial institutions such as funds.
Top Elephant's financial real-time anti-fraud solution has three major advantages. It can achieve real-time detection of full-link flow computing, rapid landing of scene customization, and autonomous anti-fraud upgrading of machine learning to fully meet the needs of the new financial business and enhance the customer experience.
For different business scenarios, the top image for financial enterprises to provide an integrated deep wind control system, and according to different scenarios, different business characteristics of personalized strategy customization, to achieve the effect of combined and different wind control.
At the same time, it is able to integrate well with the original risk control system to ensure the safe operation of various businesses and meet the compliance requirements.