The other situation is well understood, if you owe money to other online lending platforms, it has nothing to do with the bank. If you took out a loan and didn't pay it back in time, the bank won't come to you to collect, and it won't put you on its so-called "blacklist".
But be careful, although you do not enter the bank's "blacklist", but now some of the online loan is on the credit, if you do not pay back late, it will be recorded in the credit report of the People's Bank of China, once the credit report has a blemish, and then to the bank to apply for a loan will be very difficult, which is the same as on the "blacklist" of the bank. "The first thing you need to do is to get a good deal of money from the bank.
So for those of us who borrow online loans, it is particularly important to determine whether the loan is on the credit, I first give you a collation of the current not on the credit of the online lending products:
Mobile phone loans, you and I loans, Cao Cao loans, malt loans, Mamma Loans, Payday Loans, Flash Bank, Money Station, Dingdong Loans, China Tengxin, Renren Loans, to your flowers, 51 people loan.
But although these online lending products are not creditworthy, they all have their own risk control system. To put it simply, online lending platforms will have their own big data **** enjoyment among themselves, and they will query the information of the lenders through the big data so as to know your credit situation. Sesame credit score is a kind of evaluation system independent of the credit system.
If you are overdue in one online loan, your person report may not be contaminated, but other credit platforms will also leave you a stain, and your subsequent application in other online loans, great probability will be rejected through and through.