Many netizens don't understand why we have launched digital RMB when we already have WeChat Alipay. Ordinary people don't have much enthusiasm for digital RMB and rarely use digital RMB in shopping. But in fact, behind the digital RMB, there is a far-reaching significance, and the digital RMB is also an innovation of RMB in China, which can be used without using the Internet, bringing convenience to many elderly people.

1. Many elderly people don't use WeChat Alipay, but it is more convenient to use digital RMB.

Using digital RMB can be paid offline, which is very safe. Many old people don't even have Alipay accounts or WeChat accounts. They can use digital RMB without applying for an account, and each piece of money is coded and can be paid anonymously. For many elderly people who can't count, digital RMB is also convenient for them. Digital RMB always has an audience. When we don't have the internet, digital RMB can play a life-saving role.

2. Digital RMB is also an innovation of China currency.

Digital RMB is equivalent to legal tender, and Alipay and WeChat can't compare. And if cheated, the digital RMB can be recovered. Any merchant can refuse Alipay and WeChat payment, but there is no way to refuse digital RMB payment. Moreover, the value of digital RMB is very stable, which can also attack virtual currency and maintain the status of China currency.

3. Digital RMB can also replace paper RMB, saving the cost of printing money.

Printing RMB also requires cost, which requires a lot of paper cost, transportation cost and labor cost. The digital RMB does not have these troubles, and there is no need to worry about being taken away by criminals during transportation. Digital RMB has almost no cost, and it can be safer, and there will be no opportunities for bacteria to breed. Especially in the special case of the epidemic, it is simply reassuring not to touch paper RMB. However, the implementation of RMB is still in its infancy, and with the deepening, the benefits of digital RMB will gradually emerge.