1. When you find yourself being blackmailed by online loans, you should first find the entrance of online loan big data detection through Lan Bing data, check your detailed loan records, and see if you borrowed money yourself, so as to prevent criminals from using their personal information to borrow money. If you find that you didn't borrow it yourself, but someone else or criminals embezzled it, you should call the police immediately and then contact the lending platform to explain the situation.

2. After checking your detailed loan records, if you confirm that you borrowed the money yourself, you should pay off all your debts at this time, and then contact the customer service of the corresponding platform to let them handle it and see if you can eliminate the blacklist of online loans.

3. When the platform response cannot be eliminated, the online loan blacklist can only be automatically eliminated. The average individual's credit report will only show the credit records of the last five years.

Now the loan projects in our life are more and more extensive, involving all aspects of our life, so we should safeguard our reputation and try not to blacklist online loans, so as not to affect our reputation in other aspects. It is suggested that if you find yourself in the blacklist of online loans, try not to apply for loans within one year, and the loans you applied for before should not be overdue. You need to keep a good repayment record in order to gradually accumulate your credit.