The rest of the credit card payment will be credited to the next statement and will be subject to a penalty. That's five-tenths of one percent interest per day. It has been received on the next month's statement date, calculated the amount, and then credited to the statement. (You paid the minimum payment this month more than 500 points, the rest of the 1300 more than in the next repayment date before the repayment of 1300 + daily interest of five ten thousandths)

Minimum Repayment:

The minimum repayment:

It is the cardholder to the final repayment date all the bill amount of the difficulty, can be specified by the issuer of the minimum repayment amount to repayment, so as not to affect their own credit records, but can not be Enjoy the interest-free repayment period treatment, the minimum repayment amount is 10% of the consumption amount.

Extended information:

The effect of minimum credit card repayment on credit card owner:

Credit card only pay the minimum payment is not late, will not affect the credit record, the relevant content is as follows:

1, the minimum payment of each bank is different, generally for the bill amount of 10% or so; but if this month's minimum payment is not repaid, then the "next month" minimum payment="next month", "next month" minimum payment="next month". "Next month's minimum payment + the late fee for the month's portion of the payment + this month's minimum payment (about 10% of the total amount).

2, after the minimum payment, from the date of repayment, to charge the full amount of the month's bill of interest of five ten thousandths of a day, and monthly compound interest, which is prone to the formation of a vicious circle.

3. Generally speaking, monthly bank credit card bills will have SMS alerts, or paper bills sent. The bill will specify: how much is the minimum payment, or how much can apply for installments.

4, pay the minimum payment without contacting the bank, as long as the bank debit amount is greater than or equal to the minimum payment, it will not be considered late, but only according to the above mentioned interest will be charged.

5, cash money can also pay the minimum payment, but the credit card cash cost is higher, in addition to the cash withdrawal fee, from the second day of the cash withdrawal will start at five ten thousandths of a cent per day interest.

6, the minimum payment will not leave a bad record, a bad record is because of late payment, as long as the money in each period to pay the money can be.