Current location - Loan Platform Complete Network - Big data management - What are the main groups of people for whom large medical insurance is intended?
What are the main groups of people for whom large medical insurance is intended?

About medical insurance, many people have a question: do not know what to buy, you can look at this 2020 the latest medical insurance product comparison table, after reading you will know which is better:"Ultra-full comparison! Domestic popular medical insurance inventory"

Large medical insurance is suitable for most of the population, there is no special target group.

It is recommended that you prioritize your medical insurance before you buy it. Medical insurance is the most basic protection, the requirements for enrollment are almost non-existent, everyone can buy, the price is also very cheap. Commercial medical insurance is a supplement to medical insurance, which includes some items outside the scope of medical insurance reimbursement, such as imported drugs, high-end treatment costs, examination fees.

There are many types of medical insurance available, the 3 common ones are Million Dollar Medical Insurance, Hospitalization Medical Insurance and Cancer Medical Insurance.

Next, let's talk about the difference between these 3 types of insurance:

1, Million Dollar Medical Insurance

Million Dollar Medical Insurance is a suitable product for all ages because it is inexpensive, the reimbursement is high, and there is no restriction on the type of illnesses that are reimbursed, so if you pay a few hundred dollars a year, you can get a reimbursement of hundreds of dollars, which is very economical. The amount of money paid in a few hundred dollars a year can get hundreds of dollars of reimbursement, which is very cost-effective. In addition, it also has a very comprehensive coverage, such as bed charges, nursing costs, surgical fees, drugs, materials, etc., can be reimbursed.

Next, I will analyze a few of the hotter million-dollar medical insurance policies for you:

You can get it through the picture.

(1) Good Medical Insurance: Few million dollar medical insurance policies are guaranteed renewable for 6 years. During those 6 years, it is all renewable without conditions.

(2) Zunxiang eSheng: Adds post-operative home care, oncology special drug services, and the optional addition of a family *** enjoyment deductible.

(3) MicroMedicare: The inclusion of value-added services such as international second consultations is a special feature of this one.

From the above, we can see that each product has its own product features.

In addition to this, there are a number of quality products worth buying to choose from, you can look at this review of the original:"Ten popular medical insurance worth buying"

2, hospitalization medical insurance

Hospitalization medical insurance of the main features: a relatively low deductible, a lower lower reimbursement amount. This kind of insurance is mainly used to reimburse the outpatient clinic, the baby under 5 years old or the older old man is more suitable. Because babies and the elderly are in poorer health and have a higher probability of catching a cold or fever, it may be a little more useful to buy this insurance.

3, cancer medical insurance

Since most of the million medical insurance and hospitalization medical insurance in the age of 0-60 years old, the older can not be insured, you can take out cancer medical insurance.

Cancer medical insurance is a medical insurance designed for cancer, the age of this insurance is longer than other medical insurance, and the health requirements are also looser. It is very suitable for people who are older or have some minor health problems.

The price of this kind of by the physical fitness and age of the larger, here compiled a few cost-effective good cancer medical insurance products, there is a need to take a look at: "Top ten worth buying the popular cancer medical insurance grass to you!

Look at the adoption!

The whole network with the same number: the schoolboy said insurance, welcome to search!

Source:Schoolboy Says Insurance official website.