Collection can be known in a number of ways
1. Contacts information leakage: When applying for a loan, many APPs will ask for authorization of contacts and the like, and some lending institutions will also look at the user's Taobao address, takeaway address, and so on. So even if the user changes his cell phone number, the collection can still be updated through the contacts. A lot of friends or coworkers who have a general relationship will also divulge the borrower's information in order to avoid the harassment of the collection. At the same time, the collection can also be based on the commonly used shipping address, to find the borrower's actual location.
2. Account information leakage: There are many users who apply for loans offline, will be social security, provident fund accounts and other information to inform the salesman, so that they can help to pull the details of the contribution, but not modify the password and so on, which will also lead to the platform to take advantage of the opportunity to log on to their accounts, to learn about the latest contributions to the unit, and thus find the user.
3. Big data information: now a lot of information about the user is the platform **** enjoy, so the borrower left traces in other platforms, it is very likely that the borrowing platform to know
Internet loans why change the number can still know where you liveThis is because your personal information is leaked, so no matter how to change the phone number will be found. In the face of this situation, it is best to call the police to deal with to safeguard your legal rights and personal safety.
How do online loan collectors know my current address?
1, ID card. Although many people do not live in their hometowns nowadays, the address on the ID card is not necessarily the current address, but very few are still the same.
2, condescension. Some of the collection is a drama queen, will be disguised as your friends, call your family friends, set out your current address, so to advance ventilation.
3, some newcomers apply for loans, will truthfully fill in their home address, this goes without saying. Personal credit report has the following five small boards, containing basic personal information, information summary, credit transaction details, public **** information details and inquiry records.
Knowledge Expansion
1, according to the "Chinese people's *** and the State Criminal Law Amendment (VII)" Article 253 stipulates that: state organs or financial, telecommunications, transportation, education, medical and other units of the staff, in violation of state regulations, will be in the performance of their duties or the provision of services in the process of obtaining personal information of citizens, sold or illegally provided to others, and the circumstances are serious, shall be sentenced to less than three years. If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall be fined in addition or singly.
2. The Constitution of China has made fundamental provisions on the principle of citizens' privacy. Article 38 of the Constitution provides that: "The human dignity of the citizens of the People's Republic of China*** and the State shall be inviolable. It is prohibited to insult, defame and falsely accuse citizens by any means.
online loan collection will be located through the phone? Late collection can locate where?;? The most annoying thing about encountering violent collection is the phone bombing, there are many borrowers said that one day overdue to be exploded contacts, and there are even online loan collection specialists threatened to go to the door to collect the debt. In fact, when applying for online loans many do not have to fill in the address, so how do they know the location of the borrower? Authorized cell phone location can find the borrower's location?
1, online loan collection will be located by cell phone?
There is such software on the market, through a specific positioning technology to obtain the location of cell phones or end-users, but the requirements are relatively high, online loans basically can not meet such requirements, and small credit online loans is not necessary to do so, even if the location of the really will be door-to-door collection? A lot of borrowers owe only a few hundred, a few thousand dollars, at most tens of thousands of dollars of loans worth of online lending companies to climb the mountain to the door? So don't believe that the satellite positioning mode sent by the collectors, are deceptive tricks, the purpose is to let you pay off the money owed as soon as possible, unless the positioning chip installed in the borrower's cell phone, it is impossible to track down the specific location of the individual, which also involves the issue of personal privacy. What violent collection is illegal? Is it illegal to explode your family's address book with violent collections?2, then what is the use of online loan authorization location?
One, in the application of online loans, authorization to locate can simply view the borrower is located in the province, because some online loans according to the degree of regional development to issue loans. In addition, the purpose of positioning of some online lenders is not to find the exact location of the borrower, but through the ability to locate, to determine the status of the use of the cell phone of the person who owes money. Most borrowers, once overdue, will turn off their cell phones, do not answer the phone, temporarily unavailable, empty, downtime, some positioning systems can know whether the phone is in use, if just do not answer the phone, then you can call repeatedly. In summary, the telephone harassment of online loan collectors has been a cancer of the industry, in fact, violated the special provisions of the loan collection, and violated the personal information of the public, belonging to the malicious harassment has violated the relevant provisions of the regulations of the Public Security Administration Punishments, you can collect the relevant evidence to report to the police or to the supervisory departments to file a complaint.It's a good idea to have a good time, but I don't think it's a bad idea.
How do I intercept a phone call from an online loan collector?