At present, "micro-loan" is to select the users who best meet the customer orientation of "micro-loan" through "white list". If the user finds the "micro-loan" icon in QQ wallet, it proves that he has become a customer of Weizhong Bank, but he has not let go of the independent application portal.

Weizhong Bank will use a red dot to remind you how to judge that you are an invited user of "micro-loan".

Users can actively query on WeChat, and users with loan items at the bottom of the card list are invited users. Some users who meet the current credit conditions will be invited to use it.

Extended data:

Not everyone can use "micro-loan". The "white list" mechanism is adopted for the first batch of customers who use "micro-loans", and the first batch of users who are most suitable for "micro-loans" in terms of customer orientation are screened out through certain rules within Weizhong Bank. The scope is small and most of them are mainly within Tencent and Weizhong Bank.

The opening of micro-loans was actively invited by Weizhong Bank through the white list mechanism. The system will screen out qualified high-quality customers from Weizhong Bank and Tencent users through big data analysis. For these high-quality customers, Weizhong Bank will actively invite the opening of micro-loans.

At present, micro-loans can only be opened by invitation, and there is no active application channel. On the Internet, everyone will have some internal invitation codes about micro-loans.

Or the news of the forced micro-loan opening method, these are all false. At present, there is no channel for users to apply for micro-loans by themselves, so when you see the news that micro-loans can be forced to open or enter the invitation code for micro-loans, stay away from it and don't be deceived.

Baidu encyclopedia-micro-credit loans