Is money station legal?
The money station was stopped by the state, the money station belongs to the private lending, something is civil, the money station loan annual interest rate of more than 36%, Chinese law, the annual interest rate of more than 36%, more than the part of the, not "legal protection". And money station there is the phenomenon of profiteering collection, money station will often be in the user overdue after the debt will be transferred to a third party collection agency, these collection agency means violence will not only affect the borrower's work and life, around the friends will also be implicated.
Beijing money station loan legal
There have been illegal penalties, but currently can run legally, it is recommended to choose according to their own situation.
Supplementary: the consumer loan service platform was launched in April 2015, is committed to providing convenient and efficient services for users with consumer finance needs based on Internet big data risk control. Users can easily complete credit assessment, consumer installment and other operations on moneystationapp.
The financial station backstage is called Panpujinke, with a registered capital of 200 million yuan and AAA credit of the China Electronic Commerce Association. Ltd. Since its establishment in Beijing in September 2013, relying on big data quantitative risk control system, maintained a rapid development trend. With a team of "standardization, specialization and internationalization", the company is committed to transforming finance through technology and providing users with fairer, more efficient and more transparent microfinance information services. Focus on providing users with financial information services based on Internet technology. The official website of the former station:.
Money Station is a consumer loan service app under the banner of Panpujinke.Launched in April 2015, it is committed to providing convenient and efficient services based on Internet big data risk control for users with consumer finance needs. Users can easily complete credit assessment, consumer installment and other operations on the app. As of November 10, 2017, the total number of registered users of Front Station exceeded 15 million, covering 29 provinces and 359 cities. Being able to win the favor of so many users in just two years once again proves the value of Money Station's services.
When it comes to specific service quality, Money Station also has a good reputation. In order to ensure the user's information security, the former station spared no effort. In order to fully protect the user's information security, the financial station comprehensively upgraded and improved the information system security control measures. Currency station through the authority control, data desensitization, encryption storage triple "intelligent umbrella", the user submitted a variety of information in the first time encrypted storage in the currency station, 24-hour continuous monitoring, regular backup, to ensure that the collection, storage process of user information security transmission and storage. Using the Internet financial platform, security is the first priority. The measures taken by the front station for the security of user information not only protects the rights and interests of users, but also enhances the value of its own services, which strongly explains the issue of "whether the service fee of the front station is reasonable".
Is money station a formal lending company
Money station is a formal lending company, strictly speaking, platforms like Qian station is a loan information service platform. At present, the state has issued relevant policies to encourage the industry to develop in compliance with the law, so the platform was formally established. Thousand Stations is a loan information service platform under Panopticon, which provides services to ordinary consumers who need internet financial services such as loan counseling and consumer stage. office workers, business owners and self-employed people aged 25-35 years old can apply without having to provide any paper materials. They only need to complete an online application review, up to 3 hours, up to 100000.
I. Is the money reliable? Is the interest rate high
1, have a fixed residence, have the ability to repay the interest-free loan on schedule, and can provide a guarantor, good credit, no bad record.
2. The ability to have a stable career and income, and the ability to repay the loan principal and interest on time. The actual age of the borrower plus the loan application period shall not exceed 70 years old.
3. A borrower can easily apply for a provident fund loan or a commercial loan if he has proof of stable employment and income and pays his provident fund on time. As long as he pays attention to his credit history and provides proof of income greater than twice the monthly repayment amount.
4. The applicant must be a natural person with full capacity for civil behavior, with a permanent urban household registration or valid residency status, which means that the borrower is required to have a legal identity, stable occupation and income, good credit and repayment ability. The principal and interest of the loan.
Two, the money station is a big old mouth of Fanpujinke Group. It is more formal. Loan interest is the same as the same type of loan products. There is no negative news of violent collection and user privacy protection is in place. Currently, you can apply for up to $200,000 with a maximum service period of 36 months. More documents are required for application, and pre-approved amounts are obtained based on user-submitted data. The data forensic steps of Money Station are actually quite proficient. Do not verify all the options at once. Please also note that when applying for Money Station, you can first sign up for a Money Station account in KANU Credit Card Manager. If you make a payment in the Money Station in CardNow Credit Card Manager, you can return to the Money Station app to make a new payment, but the return operation does not work. In addition, there are many accounts under the money station, such as Xiaofan installment, vanadium card, rice store letter, card cow money station, etc., the amount is not with the money station itself *** enjoy, belong to the independent amount. Recently, although many online lending wind control is tight, but in fact, there has been some money in the money station. In addition, the Apple mobile version of the money station can be scanned in the money station official website to download. If you need it, you can try again.
This is the end of the introduction about is money station loan legal and is money station loan real, I don't know if you find the information you need from it?