A. What are the conditions for zero down payment in installment?

Generally speaking, the down payment for a car loan is 30%. If you meet the activities, some models can be zero down payment or down payment of 20%.

Currently, the bank's traditional mortgage business is shrinking, replaced by credit card installments and auto finance company loans. These three loans to buy a car mode, which is more cost-effective for consumers? In fact, it is difficult to specify which car and which loan mode is suitable for customers, customers need to select their own models and then discuss with the 4s store, because the car dealers and bank agreement is not necessarily all models, tight hot models may not have a loan, and some models may be the 4s store for customers to discount interest.

In addition, the loan to buy a car or charge a variety of financial services fees, notary fees, renewal deposits and other fees, consumers should not be in a hurry to give the money, but to ask more, more consultation, the contract must be read clearly, ask questions, ask a few more why, and every bill is saved.

Two, installment music need to meet what conditions

Apply for installment music need to meet the basic conditions are: 18 years of age, with full capacity for civil behavior; have a stable job and income, with the ability to repay the principal and interest; personal credit is good, no credit card and loan overdue repayment records; online loans, bank loans, consumer Financial company loans and other institutions to borrow up to no more than three.

Installation Le is Lexin's quality installment shopping mall, founded in October 2013, is the first batch of director member units of the China Internet Finance Association, and is also the first batch of 17 Internet financial credit information **** enjoy unit. It has established official cooperation with many famous brands such as Apple, L'Oreal, Philips and so on, and has become the third largest Internet channel for sales of many brands after Jingdong and Tmall. With a wealth of high-quality goods and a good installment experience, Installment Mall provides users with a new e-commerce installment consumption scenario; it also opens up installment shopping to dozens of credit card holders of banks such as Industrial and Commercial Bank of China and China Merchants Bank.

Three, installment music, what conditions are required to apply? Please be more detailed?

First of all, you must be a college student. Only in the college students can, now a lot of installment platform, are only for the school students market, in the application, to come to the person will ask you to hold an ID card and student ID card to give you a photo, and then sign the agreement. The installment music is the system approval, according to the qualification of different customers and the authenticity of the information filled in the approval of different amounts. The problem is that the initial total amount is 2500 for specialties, 4000 for undergraduates, and 8000 for white-collar workers.8000 for undergraduates, 15000 for white-collar workers, and 20000 for white-collar workers.The way of canceling the installment music: the general software doesn't support the cancellation of the users' accounts, which means that the users can cancel their accounts if they really don't want to use the software. Users who really do not want to use this software, you can put the follow-up work to deal with. 1, all the loans are paid off, the balance transferred out. 2, and then all the balance of the account to withdraw cash, do not leave cash in the account; 3, the bank card and cell phone number are to change the binding or unbinding; 4, the soft

four, installment music owner loan what conditions are required?

When you want to apply for an owner's loan or business loan, you must first meet the basic conditions of application of the installment music, which are as follows:

1, at least 18 years old and have full capacity for civil behavior.

2, you need to have a real-name cell phone number, and normal use of more than 6 months.

3, you need to provide Sesame credit certification, and Sesame score requirements are higher, for the impact of Sesame score requirements are 630 points - 640 points.

4, personal credit record should be good, installment music belongs to the credit check credit loan platform.

5, the application of the network loan can not be too much, big data also requires good, can not have a stain.

Car owner loans / business loans good credit?

From the basic application conditions of installment music, it is higher than the general requirements of the loan platform is higher. And, it's not enough to fulfill the above conditions, which are just the basic entry requirements.

When you want to apply for the new car owner loan and business loan, you need to be invited to see the application portal, that is to say, you have to be a user who can normally use the installment music before, and a new user can't see the portal.

Old customers who have been invited to see the entrance, click in the application, car owners need to provide the car book, business loans need to provide a business license, the information submitted and then wait for the system audit, the audit period there is a return call, pay attention to answer.

Installation of music is indeed a formal platform for playing cards, but the threshold of access to the application is not low, and the audit is more strict, need to check the credit on credit, credit is not good basically do not try. To meet the conditions are not invited is also unable to apply, so that this new owner loan and business loan is not as good as imagined.