The provincial capitals opened by micro-industry loans are Guangdong Province, Jiangsu Province, Hunan Province, Shandong Province, Shaanxi Province, Zhejiang Province, Henan Province, Yunnan Province, Jiangxi Province, and as for the city are Tianjin City and Chongqing City respectively. Users need to select the corresponding province or city to enter on the login page. The amount of micro-industry loan is given by the system audit, the worker can not intervene. The loan amount is given by the system after a comprehensive evaluation of the enterprise, and the amount can reach up to 3 million.
1, apply for micro-industrial loans to meet what conditions?
1. The applicant's credit must be good, because the micro-industry loan is to check on the credit, and secondly, the enterprise and the legal person is currently no overdue, and can not be overdue more than 6 times in a year;
2. The time of the establishment of the enterprise should be more than two years above, and pay the corresponding tax on time, if there is a bad tax payment record during the two-year period, then it is also can not be processed;
3. The current tax rating of the enterprise should be above C grade, and the debt should not be too high.
Second, the application of micro-industry loans to meet what conditions? What is the application process?
1. Sign up for an account and log in, read the relevant information and then agree to apply for a loan.
2. Some areas are not in the open range, so it is important to understand before applying and choose the area where the loan can be processed.
3. The enterprise's tax authorization, customer service will be verified, the information is not true will reject the loan request. Then go back to the borrowing page to bind the relevant personal information, perfect all the relevant information, submit the relevant information to wait for the audit.
4. If the approval amount is greater than 300,000, generally have to sign off the line audit, only the Shenzhen area is greater than 300,000 amount is not required to sign off.
5. Some will have a phone call back to the legal person, and some will have a call back to the company's tax registration number, submitted to remember to pick up the call back, the audit through the general amount of cash withdrawals can be basically the same day to the account.
Three, micro-credit need what conditions?
The micro-industry loan application conditions are: two years of business and more than two years of operating data; value-added tax credit in any of the past two years is not 0; the applicant needs to be a legal representative, and good personal credit; the last six months there is no tax overdue; the enterprise's tax grade for the A/B/C/M; the enterprise in the micro-industry loan open area. Enterprises meeting the above conditions can try to apply for a micro-industry loan. The application channels for micro-industry loans are the official micro-industry bank, the WeChat public number, and the online tax service hall of the Shenzhen State Administration of Taxation.
Microcosmos Bank loan application conditionsMicrocosmos Bank micro-industry loan application conditions are mainly the following:
1. age 18 years (including) or older, holding a resident identity card of mainland China;
2. is the legal representative of the enterprise;
3. good business operations, stable revenue, and have the ability to repay the principal and interest of the loan on time The enterprise and its owner are in good standing and have no bad credit records or serious negative information in their credit reports.
General taxpayer enterprises, small-scale taxpayer enterprises and individual businessmen can apply for micro-industry loans. However, you also need to note that micro-industry loans are not open to all regions of the country. For the time being, only Hunan Province, Guangdong Province, Zhejiang Province, Jiangsu Province, Henan Province, Hebei Province, Jiangxi Province, Anhui Province, Fujian Province, Sichuan Province, Guangxi Province, Shandong Province, Shanxi Province, Hubei Province, Shaanxi Province, Liaoning Province, Yunnan Province, Hainan Province, Tianjin Municipality, Chongqing Municipality in the scope of the application, the rest of the provinces and municipalities are still in the process of opening up (the specific support city to the application page shall prevail). And if customers want to apply, they can directly log on to the Microcenter Bank Enterprise Aipu APP operation for processing, or pay attention to the Microcenter Bank Enterprise Finance public number is also OK.
The main products of Weizhong Bank:
Weizhong Bank has been in the popular bank, through the bank and the scene of the bank's three major business segments have been launched one after another particulate loan, micro-industry loans, micro-vehicle loans, Weizhong Bank App, Weizhong Enterprise Aipu App, the goose spends money, We2000, and so on.
1. Microcredit
Microcredit, a fully online, pure credit, pay-as-you-go microcredit product launched by WeZhongBank, has cumulatively issued 460 million loans to more than 28 million customers in nearly 600 cities of 31 provinces, municipalities directly under the central government and autonomous regions, and the cumulative amount of lending has exceeded 3.7 trillion yuan. The cumulative amount of loans disbursed exceeds 3.7 trillion yuan. About 77% of the customers of "Microparticle Loan" are engaged in non-white-collar service industry, and about 80% of them have college education or below; the average loan amount is about RMB 8,000, and the interest rate of more than 70% of the closed loans is less than RMB 100.
2. Micro-industry Loan
Micro-bank launched China's first online unsecured enterprise working capital loan product - Micro-industry Loan. More than 70% of MicroLoan's customers are in the manufacturing, wholesale and retail, and high-tech industries, and more than 60% have received their first corporate loan from a bank. In October 2020, MicroBank further upgraded its enterprise financial service brand to "Micro Enterprise+" on the basis of MicroLoan, serving the financial and non-financial needs of micro and small enterprises, and creating a full chain of business services. needs, and create a full chain business service ecology.
What cities are opened for micro business loans? There are these!;? Now a lot of platforms have a business loan, many of which can be applied for online, such as the micro-industrial loan under the micro-credit bank, as a business loan, the user can be directly through WeChat, online and other forms of processing. However, the micro-industrial loan only in some cities opened the business, today we will introduce, other areas should also be open, you can continue to pay attention.
A, micro-industry loans opened which cities?
As of now, the following cities have opened the business of micro-industry loans, if there is any change, the application page shall prevail: Guangdong Province; Jiangsu Province; Shaanxi Province: Xi'an, Baoji, Xianyang; Shandong Province: Jinan, Yantai, Weifang, Linyi (not yet resumed) Yunnan: Kunming; Hunan Province: Changsha, Zhuzhou, Hengyang, Changde, Yiyang Zhejiang Province: Hangzhou, Jiaxing, Huzhou, Taizhou, Jinhua, Ningbo, Wenzhou, Shaoxing, Quzhou, Lishui, Zhoushan Jiangxi Province: Nanchang, Ganzhou, Jiujiang, Shangrao, Yichun, Ji'an, Fuzhou Henan Province: Zhengzhou, Kaifeng, Luoyang, Nanyang, Zhoukou, Xinxiang, Xuchang, Shangqiu, Zhumadian, Xinyang, Anyang Shanxi Province: Taiyuan, Yuncheng Anhui Province: Hefei, Anqing, Wuhu, Chuzhou, Fuyang, Suzhou, Lu'an, Bozhou Chongqing; Tianjin;Two, micro-industrial loan application conditions are what?
Only general taxpayers or small-scale taxpayers of enterprises (including individual business households) can apply, the applicant must be a corporate legal person. Can a MicroLoan 2022 Beijing company applyNo. The MicroLoan 2022 Beijing company can apply for it. The micro-industry loan is micro-banking for the majority of small and medium-sized micro-enterprises to provide online working capital loan services, the product for the combination of big data analysis and Internet technology, a financial innovation products. Which the enterprise 2022 Beijing company can not apply, as of November 28, 2022, micro-industry loan opening city is not included in Beijing.